Blog

Mold Damage – The Beast Hiding in the Walls

Mold damage claims can be a tricky beast to maneuver. Many insurance companies write policies that specifically exclude mold claims or don't write policies at all in areas that are prone to flood or water damage. Mold can appear for a number of reasons and can make the entire household ill. A leaky or sweating…
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Leaking Pipe Damage

Leaking pipe damage is a common type of claim seen in the insurance claims industry. As a home or business owner, you may have hundreds, even thousands of feet of pipe carrying water from one room to the next consisting of many separate pieces linked together. Whether your structure is old or new, you need…
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Insurance Preparations for Storm Damage

Wind and rain can wreak havoc on your home, property and personal belongings. Preparation is key to minimize loss in storm-prone areas of the country, and proper insurance coverage and contact information for your carrier should be at the top of your checklist. Contact your carrier while the sun is still shining and find out…
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Understanding the Risks of HO-8 Coverage

There has been some recent coverage about Citizens’ little-known low-cost policy called HO-8. Before you call your agent and ask for it, here’s what you should know about what the HO-8 policy covers versus HO-1 and HO-3 policies. The HO-8 policy is intended for older homes. Citizens requires that homes be 50 years or older…
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