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Public Adjusters versus an Insurance Company

If you do not know about homeowners insurance you better know an insurance company agent who does. Your agent must understand what your policy covers, does not cover, and also know which companies play the “post loss” underwriting game. Post loss underwriting has been used by Universal Property and Casualty for the last few years…
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Mold Damage – The Beast Hiding in the Walls

Mold damage claims can be a tricky beast to maneuver. Many insurance companies write policies that specifically exclude mold claims or don't write policies at all in areas that are prone to flood or water damage. Mold can appear for a number of reasons and can make the entire household ill. A leaky or sweating…
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Leaking Pipe Damage

Leaking pipe damage is a common type of claim seen in the insurance claims industry. As a home or business owner, you may have hundreds, even thousands of feet of pipe carrying water from one room to the next consisting of many separate pieces linked together. Whether your structure is old or new, you need…
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Insurance Preparations for Storm Damage

Wind and rain can wreak havoc on your home, property and personal belongings. Preparation is key to minimize loss in storm-prone areas of the country, and proper insurance coverage and contact information for your carrier should be at the top of your checklist. Contact your carrier while the sun is still shining and find out…
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