If you are unfortunate to have damage and you need to turn in an insurance claim your insurance claims process will be tedious and exhausting. Here are seven tips from someone who works for you, a public adjuster, not the insurance company (we get paid only if you get paid): 1) Be careful when signing…
DetailsEven the most prepared homeowners can’t imagine a time when a “marsupial” would break into their home. Although this may seem like an unusual and unlikely scenario, there are home insurance policies that cover damage caused by marsupials and, at times, this type of coverage is necessary. While the majority of people picture a kangaroo…
DetailsDid you know that a bolt of a lightning can reach 50,000 degrees Fahrenheit? The intensity of the heat can actually be compared to the surface of the sun! Although the state of Florida is mostly synonymous with warm weather and the occasional hurricane, it also has a fairly notorious track record with lightning strikes.…
DetailsIt goes without saying that meteorologists have their work cut out for them during hurricane season. Mother Nature is unpredictable to begin with, and extreme weather conditions only complicate things further. We see it all the time with hurricanes: they abruptly change trajectories, or they suddenly strengthen when they were projected to weaken. This is…
DetailsIf you live in a hurricane-prone zone, here are some things to do to prepare for that exciting time of the year. Weeks before a hurricane hits: #1 Have your disaster supply kit ready! Include the basic necessities: water, non-perishable foods, and a first aid kit. #2 Make room for an emergency! Arrange an emergency…
DetailsSummer’s here and for most families, public school is finished for the year. It’s a beautiful time of the year for family laughter if you’ve got little ones, or just plain fun in the sun on Fourth of July weekend. While away from the nest, many home owners forget to protect their homes. A house…
DetailsDo you know the symptoms of wind and hail damage? Did you know that wind and hail from a non-hurricane event is always covered under your trailer, home, condo or business policy for building and property damage? Your insurance company must replace any damaged property even in cases where, for example, a damaged deck has…
DetailsWater Restoration is the process of restoring any damage to property brought on by water. This can be done individually through do-it-yourself tips or you can hire a professional water restoration company to handle the problem for you. Water damage alleviation or restoration is important and should be done early in advance to prevent further damage to property;…
DetailsOne of the most common types of property damage we deal with is water damage. It can be a thorny issue. Insurance policies generally specify that the policyholder has an obligation to mitigate the damage. In other words, they have an obligation to prevent it from growing worse. However, it is also necessary to preserve…
DetailsWe’ve all heard of mold, but do you know what it actually is, how it can affect your health, and what to do if you find it in your home? Mold is a fungus found both indoors and outdoors. The exact number of species of mold is unknown, but it is estimated that there are…
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