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Water Damage Insurance Claim
Public Adjusters

Don't settle for an unfairly underpaid claim

With unpredictable weather, storms, or even leaks, a water damage insurance claim can be a common issue for Florida homeowners. From storm damage to broken pipes to AC leaks, sewage backups, and more, water damage is destructive and can even be life-altering. If you aren’t adequately represented or prepared to fight for a fair water damage claim settlement, you’re likely to receive one that won’t cover the cost of your repairs.

Oftentimes, there’s a significant discrepancy between what the insurance company offers to settle a claim compared to the settlement you should receive. These differences can result from missed coverage entitlements, poor adjusting, improper methods of testing, inadequate documentation for the loss and a bias by the adjusters working for the insurance company to under pay. These simple, yet substantial oversights can cost people thousands of settlement dollars.

Handling the devastation from property loss and water damage is stressful enough, and the last thing you need is the additional stress of filing and managing an insurance claim. Florida’s Best Public Adjusters have extensive experience in water damage claims to help fight for the maximum payout for your claim.


What TO DO when you have water damage in Florida?

Oftentimes, the cornerstone of a comprehensive water damage claim strategy targets the fine print of the insurance policy. Taking appropriate measures and making informed decisions with a public adjuster should always be the first step in the process of receiving the settlement you deserve.

Additionally, following these additional steps should help ensure the best settlement for a water damage insurance claim

Types of Water Damage in Florida


What NOT TO DO when you have storm or hurricane damage in Florida?

While the above steps can help secure a maximum claim for water damage in Florida, there are a number of actions that we see many take that have the exact opposite effect. When filing an insurance claim for water damage:

  • DO NOT throw anything away. For all claims, you’ll need definitive evidence of the damage.
  • DO NOT make repairs before the insurance company approves. Before determining what repairs are required, your insurance company will most likely want to inspect the damage.
  • DO NOT use the insurance company’s vendors unless you are obligated to. Oftentimes the insurance company will give you a list of contractors to repair the damage. While those can be beneficial, it’s always wise to do your research for the best options. If you have your own contractors, it will be to your advantage to use them. You control the purse strings, not their vendor.
  • DO NOT file your claim on your own. No matter the damage, a public adjuster can work with you to help you navigate through the complicated world of insurance claims and help you get the maximum settlement you deserve.

You shouldn’t have to handle filing your water damage insurance claim alone. At Florida’s Best Public Adjusters, all of our public adjusters are licensed by the state of Florida to provide homeowners with insurance claim help. For over thirty years, we’ve been helping our clients receive the largest settlement possible.

No matter what stage of the process you’re in – even if your claim has been denied – we can help you obtain a larger settlement than you may have thought. If we can’t win you a better settlement, you don’t owe us anything. Our Florida Public Adjusters are here to help.


Florida's Best Public Adjusters

At our firm, we’re aligned with your objectives – securing the highest possible financial restitution for the damage sustained by your property or enterprise. Our team of Public Adjusters is dedicated to optimizing your insurance claim’s value.

Notably, we hold the top spot in Google Search rankings as the leading Public Adjuster. What sets us apart is our unwavering commitment to serving your best interests, as we work exclusively for you, not the insurance provider. Our mission is clear: to assist you in fully maximizing your insurance claim.

Stephen Lippy

CEO & Founder of Florida’s Best Public Adjusters

Aaron Skloff
Aaron Skloff
October 30, 2023
Trustindex verifies that the original source of the review is Google.
Stephen was very knowledgeable and sincerely took an interest.
July 28, 2022
Trustindex verifies that the original source of the review is Google.
Florida’s Best Public Adjusters ARE the best. Our adjuster came to the house a few times to scope out the damage from a water leak and he spent quite a bit of time measuring the affected areas. The resulting claim amount was amazing. If we had handled the insurance company ourselves we would have come up way short. We highly recommend and trust Florida’s Best. Thanks Julian!
Erika Clancy
Erika Clancy
May 1, 2022
Trustindex verifies that the original source of the review is Google.
Stephen Lippy was great to work with! Very informative and communicative throughout the process. We were not familiar with the public adjusting process but Steve and his team helped walk us through everything and explained things very thoroughly.
Ken Fraidin
Ken Fraidin
April 8, 2022
Trustindex verifies that the original source of the review is Google.
Julian & Florida's Best Public Adjusters were extremely helpful in getting winning my claim. They were easy to work with, very responsive & made the process very easy. I recommend them highly.
Miriam B. R.
Miriam B. R.
May 6, 2021
Trustindex verifies that the original source of the review is Google.
Stephen Lippy is a professional and experience PA. Stephen is knowledgeable and reliable. He provided personal attention and was always available to answer all questions. Excellent services!
Nekisha Hyman
Nekisha Hyman
May 5, 2021
Trustindex verifies that the original source of the review is Google.
Receive a referral from a friend for this company. I was very pleased with the way they handled my claim and were able to resolve my issues without too much hassle from the insurance company. Their follow through is amazing. The follow up after things are resolved is exceptional.
scott solomon
scott solomon
May 4, 2021
Trustindex verifies that the original source of the review is Google.
The professional service we received made our insurance claim easy.
Ryan Steele
Ryan Steele
March 17, 2021
Trustindex verifies that the original source of the review is Google.
Stephen got my denial reversed….had all to do with his reputation, and not the “luck of the Irish” on this St. Patrick's day! Him and his team are very professional, responsive and caring during the entire ordeal. If they are not on your team, you have chosen poorly.
no obligation consultation


Once we establish we can help you, and its in your best interest to file an insurance claim, we will schedule an onsite inspection. Speak with one of our adjusters today to start your insurance claim!

We are available 24/7!


Confused about your insurance claim? Not sure if you’re getting the compensation you deserve? Let us introduce you to a game-changing solution – the public adjuster.

At Florida’s Best Public Adjusters, we believe that you deserve every dollar of your insurance claim, and more. Our experienced team of public adjusters is here to guide you through the labyrinth of insurance claims, advocating for your rights and ensuring that you receive the highest possible settlement.

So, what exactly is a public adjuster, and how can we work to your advantage?

A public adjuster is your personal insurance advocate. We are licensed professionals, working independently from insurance companies, with one primary objective: to protect your interests and maximize your settlement. Our expertise lies in understanding the intricate details of insurance policies, navigating the claims process, and negotiating on your behalf.

How Can a Public Adjuster Benefit You?

Insurance Expertise: Public adjusters are policy wizards, ensuring you get the best payout possible.

Streamlined Process: Say goodbye to claim complications; we make it easy.

Negotiation Process: Our recent case proves it, we turned a $13,000 offer into an incredible $175,000 settlement!



If your home or business has been damaged or your claim has been underpaid, call us for a free consultation. We will negotiate with the insurance companies to obtain the maximum settlement.

Our public adjusters in Florida will file all proper documentation and go to the depositions on your behalf.

We work for you not the insurance companies. We have a team of highly experienced professionals who are here to help adjust your claim.

Insurance Claim Tips, News and More.


Your go-to resource for all things insurance claim related. Stay informed with the latest news, gain valuable insights, and discover essential tips to navigate the complex world of insurance claims. Whether you’re a homeowner, business owner, or simply curious about the industry, our blog is your trusted source for expert advice. Explore our posts and empower yourself to make informed decisions.