get a fair settlement

Fire & Smoke Damage Insurance Claim
Public Adjusters

Do you have damage to your property resulting from a fire or smoke damage?

Residential and commercial property can be greatly impacted by the peril of smoke and fire. Small or large, fire and smoke damage can be devastating. Damage can be as basic as smoke damage to complete destruction of your property.

When fire damage occurs, many city and municipal services get involved. Property owners are inundated with questions and do not know how to properly respond. Please, after you call 911, call us at (800) 952-7693.  We will assist you with the fire, smoke, water, dry out and mold remediation.


What TO DO when you have a fire damage claim in Florida?

  • Do put our number 800-952-7693 into your contacts and speed dial.
  • Do call us for names of vendors whom we know to be proven to handle testing, fire remediation and board up if necessary.
  • Do wear a mask and protective clothing if you are going to enter the property before clean up has occurred.
  • Do keep anyone not directly involved in the claim or clean up of the claim from entering your property before remediation. If someone gets sick you could be liable.
  • Do understand that the smoke from fires carry cancer causing droplets from all sorts of plastics that melt and burn. Many of the burned plastic coatings of electrical wiring have the possibility of causing lung cancer.

What NOT TO DO when you have a fire damage claim in Florida?

  • DO NOT, after a heavy smoky fire, sleep in the house. Smoke and fire damage can be hazardous. Your home needs to be tested for harmful chemical changes to the air quality in your home. These tests take a few weeks to come back from the laboratory. You do not want to inhale carbon black residue left over from a fire.
  • Do not sign any contracts with any remediation firms without seeking advice from your attorney. If you insist on hiring a firm, then only sign to have them dry out your home.
  • Do not sign a contract to have them do the repairs on your home after the fire damage. If you decide they are not the firm for you, and even if they did not perform the work, they usually have in the fine print a 20% penalty clause for liquidated damages on their contracts, and you will have to pay them even if you do not use them to do the work. Do not clean up the mold. Please look at our mold page and follow those recommendations on what to do regarding airing out your home.
  • Do not spend more on ALEs than your current housing accommodation would have cost. You are entitled to like kind and similar. If you were living in an upper middle-class home, they will not pay for a rental of an ultra-luxurious home.
Aaron Skloff
Aaron Skloff
October 30, 2023
Stephen was very knowledgeable and sincerely took an interest.
July 28, 2022
Florida’s Best Public Adjusters ARE the best. Our adjuster came to the house a few times to scope out the damage from a water leak and he spent quite a bit of time measuring the affected areas. The resulting claim amount was amazing. If we had handled the insurance company ourselves we would have come up way short. We highly recommend and trust Florida’s Best. Thanks Julian!
Erika Clancy
Erika Clancy
May 1, 2022
Stephen Lippy was great to work with! Very informative and communicative throughout the process. We were not familiar with the public adjusting process but Steve and his team helped walk us through everything and explained things very thoroughly.
Ken Fraidin
Ken Fraidin
April 8, 2022
Julian & Florida's Best Public Adjusters were extremely helpful in getting winning my claim. They were easy to work with, very responsive & made the process very easy. I recommend them highly.
Miriam B. R.
Miriam B. R.
May 6, 2021
Stephen Lippy is a professional and experience PA. Stephen is knowledgeable and reliable. He provided personal attention and was always available to answer all questions. Excellent services!
Nekisha Hyman
Nekisha Hyman
May 5, 2021
Receive a referral from a friend for this company. I was very pleased with the way they handled my claim and were able to resolve my issues without too much hassle from the insurance company. Their follow through is amazing. The follow up after things are resolved is exceptional.
scott solomon
scott solomon
May 4, 2021
The professional service we received made our insurance claim easy.
Ryan Steele
Ryan Steele
March 17, 2021
Stephen got my denial reversed….had all to do with his reputation, and not the “luck of the Irish” on this St. Patrick's day! Him and his team are very professional, responsive and caring during the entire ordeal. If they are not on your team, you have chosen poorly.
no obligation consultation


Once we establish we can help you, and its in your best interest to file an insurance claim, we will schedule an onsite inspection. Speak with one of our adjusters today to start your insurance claim!

We are available 24/7!


Confused about your insurance claim? Not sure if you’re getting the compensation you deserve? Let us introduce you to a game-changing solution – the public adjuster.

At Florida’s Best Public Adjusters, we believe that you deserve every dollar of your insurance claim, and more. Our experienced team of public adjusters is here to guide you through the labyrinth of insurance claims, advocating for your rights and ensuring that you receive the highest possible settlement.

So, what exactly is a public adjuster, and how can we work to your advantage?

A public adjuster is your personal insurance advocate. We are licensed professionals, working independently from insurance companies, with one primary objective: to protect your interests and maximize your settlement. Our expertise lies in understanding the intricate details of insurance policies, navigating the claims process, and negotiating on your behalf.

How Can a Public Adjuster Benefit You?

Insurance Expertise: Public adjusters are policy wizards, ensuring you get the best payout possible.

Streamlined Process: Say goodbye to claim complications; we make it easy.

Negotiation Process: Our recent case proves it, we turned a $13,000 offer into an incredible $175,000 settlement!



If your home or business has been damaged or your claim has been underpaid, call us for a free consultation. We will negotiate with the insurance companies to obtain the maximum settlement.

Our public adjusters in Florida will file all proper documentation and go to the depositions on your behalf.

We work for you not the insurance companies. We have a team of highly experienced professionals who are here to help adjust your claim.

Insurance Claim Tips, News and More.


Your go-to resource for all things insurance claim related. Stay informed with the latest news, gain valuable insights, and discover essential tips to navigate the complex world of insurance claims. Whether you’re a homeowner, business owner, or simply curious about the industry, our blog is your trusted source for expert advice. Explore our posts and empower yourself to make informed decisions.