How Do I Get Started?

Call Florida’s Best Public Adjusters at 800-952-7693

Appraisal is the method preferred by most Public Adjusters. If our respective financial positions are too far apart then we may notify the insurance company that we wish to move the issues into the appraisal process. In the appraisal process, both sides agree on a neutral Umpire who will make a financial determination of our claim and that Umpire’s decision is final. Before meeting with the Umpire the insurance company will appoint an appraiser/expert to represent them. We act as your appraiser/expert. Usually both appraisers/experts meet at the loss to review both estimates to look for compromise. If in the event that there is too much difference to compromise then the estimates and support documentation are sent directly to the Umpire. The Umpire will make a final decision in a week to ten days. Remember that the Umpire’s decision is final.

Mediation is set forth in the State of Florida Insurance Statutes. Mediation is the step between your receiving some compensation for your claim and your filing a lawsuit for additional compensation. A mediator (attorney) is appointed by the state within 30 days following the request by the insured. The mediator meets with the all of the parties named in the insurance policy, your Public Adjuster and a representative from your insurance company. The mediator is trained to move both sides to agree on an amount thus avoiding lawsuits that could result in jury trials that could clog up the courts. Mediation meetings generally take less than an hour. Mediation is not binding unless all parties agree. Sometimes the mediation works and we settle and sometimes it does not. If we have an impasse, the insured has the remedy of filing a lawsuit. The chance of not settling any case is less than one in one hundred. Insurance companies avoid going to trial at all costs because of bad faith damages that can be awarded against them. Suing an insurance company is not initially expensive on the part of the insured, however, it can be stressful and can take a while to complete. We have several attorneys that we have worked with for a long time that specialize in plaintiff representation against insurance companies.

What are my rights in the event that the insurance company does not pay what we feel is enough money to settle my claim?

Depending on your contract, you either have mediation rights or appraisal rights.

When does my Public Adjuster stop trying to get me more money for my claim?

It is the duty of a Public Adjuster to get you money to 'indemnify' you for your loss. That is, to have enough resources, after your deductible has been met, to put your insured property back to the way it was before the loss. You are not entitled to make a profit.

How long will my claim really take?

The first check (which we refer to as the undisputed amount, the amount you would end up with if you did not use our firm) from your insurance company will arrive at about 90 days. After that, depending on the course of action permitted in your contract, it may take another three to six months to complete the adjusting and settling of your claim.

How long will the insurance company take to pay my claim?

By law, all companies, except for Citizens, are required to pay or deny claims within 90 days.

Will they raise my rates or cancel me if I make multiple non-storm related insurance claims?

No, it is against the Florida insurance statute to cancel you during your policy. Research shows that the average increase in Florida after you put in a claim is approximately 2%. This can be researched as it is discussed greatly on the internet in multiple forums.

How Do Public Adjusters Charge For Their Services?

We do not get paid unless you do. Our fee is based upon a percentage of the insurance company’s settlement to you. There are no upfront fees for our services and if you do not get paid, then we don’t get paid. It is in our best interest to look out for our clients’ interest.

Are Public Adjusters Trained Specialists?

The answer is yes. A Public Adjuster is tested, licensed, bonded, has completed continuing education and is authorized to practice the Public Adjusting profession in the State of Florida. We are licensed by the Department of Financial Services just as independent adjusters who represent your insurance company.

How long do I have to report a loss?

In Florida, in most cases you have three years to report a claim from the date that the loss occurred. Each insurance company has provisions in their contracts regarding late reporting of claims that may make the filing of a claim that happened six plus months ago more difficult but never impossible.

Why Do I Need a Public Insurance Adjuster to obtain what is rightfully due to me?

Standard insurance policies/contracts contain numerous provisions and stipulations, as well as various forms and endorsements that are always being revised and updated. Endorsements are documents added to your policy/contract to either exclude or supplement certain policy coverages which were not included when you purchased the original policy. It is essential to familiarize yourself with your policy/contract forms. However, we understand that unless you work in the insurance business and have a great deal of experience with insurance policies and claims, then these complicated documents can be very difficult to understand. Most people just do not have the expertise to properly understand and interpret the technical language contained in their policy, nor do they understand the complex procedures that must be followed to comply with the policy/contract’s terms. The insurance company’s adjusters are trained professionals representing the insurance company’s interests. Policyholders have the option to protect their own interests by retaining a public adjuster, whose responsibility is to serve the insured.In addition, when you file a claim with your insurance company, there are certain policy conditions that must be satisfied. Failure to do so can reduce your settlement amount or even cause your claim to be denied. Your Public Adjuster will advise you on what to do to satisfy those policy conditions. Just because the insurance company’s adjuster makes an oral statement, or the insurance company makes a decision concerning your loss, it does not necessarily mean it is fact. It is not uncommon for the insurance company to misinterpret its own policy or forget to apply Florida statutes and case law that may supersede their policy.That is where a public adjuster makes a big difference.

Why Should You Hire a Public Adjuster?

When it comes to insurance claims, you are responsible for proving your loss to your insurance company. Aside from attorneys, a licensed public insurance adjuster is the only entity licensed by the state to represent you, the insured. As a Public Adjuster, we handle all of the work regarding your claim. We have the experience, knowledge and expertise to obtain the maximum entitlements under your policy. Our team of specially trained professionals understands insurance policies, endorsements and forms, in addition to your rights as the insured. Our focus is on you. Our job is to represent you to the insurance company. Think of it this way: If you were involved in a legal matter, you wouldn’t choose to represent yourself. Instead, you would hire an attorney to represent you. The scenario isn’t all too different when it comes to insurance claims. It is important to remember the adjuster hired by the insurance company works to protect their interests while a Public Adjuster works ONLY for you.

Can you tell me the role of a Public Adjuster?

Public Adjuster – A Public Adjuster is a licensed professional retained by the insured (you) to represent you and your interests. Public adjusters are licensed by the State of Florida. Our main responsibility is to secure the insurance settlement that the home, condominium or business owner deserve according to their insurance policy/contract.Company Adjuster – A Company Adjuster is employed as a member of an insurance company’s staff. A company adjuster’s primarily goal is to protect the insurance company’s interests. In essence, a Company Adjuster’s allegiance is to the insurance company, not you.Independent Adjuster – Independent Adjusters are hired by insurance carriers to represent their interests in dealing with your claim (as opposed to yours). An Independent Adjuster’s allegiance is to the insurance company, not you.

Lake Worth - Insurance Claims Adjuster | Florida's Best Public Adjusters

Public Adjuster Lake Worth

South Florida experiences significant amounts of rainfall throughout the year that can cause real problems for home and business owners alike. The damage you can see is often bad, but the damage you can’t see is equally problematic. For example, water damage or flooding can leave your flooring and walls with unsightly discoloration, but it can also lead to harmful mold growth in places you can’t easily see. T

The benefits of hiring a public adjuster in Lake Worth

If you’re dealing with water and mold damage in Lake Worth, you know that trying to file a claim with your insurance company can be a pain. Luckily, the professionals at Florida’s Best Public Adjusters can help! Our claim adjusters have helped hundreds seeking any kind of damage insurance claim in Lake Worth. We offer adjuster services for a variety of residential property damage claims for those who are sick of letting an insurance company push them around. A skilled public adjuster works with your insurance provider on your behalf to ensure you’re fully compensated for the damage claim. Denied or underpaid insurance damage claims happen often and if you’re not working with a public adjuster, you could not be paid for damage that should be covered.

At Florida’s Best Public Adjusters, we work for you; no exceptions. Our zero up-front costs and commitment to client satisfaction ensures that we pursue your damage insurance claim with the utmost diligence and efficiency. Trust the experience of a public adjuster who knows that clients come first!

Why call a public adjuster for my insurance claims?

Our licensed public adjusters understand the ins and outs of the insurance claim process and can help you file an insurance claim for mold damage today! With years of experience, our public adjusters know how to defend your best interests and get you the highest possible settlement from your insurance company. If you are looking for the best public adjuster for your home insurance claim in Lake Worth then contact Florida’s Best Public Adjusters and get your FREE home inspection, call us today at (561) 715-8986.

Local Reviews
for Lake Worth, FL

Florida’s Best Public Adjusters Rated 4.9 out of 5 stars based on 10 customer reviews

Mobile Tools for Contractors and Service Professionals

Got it done

Mr Winter - Lake Worth, FL
673 days ago

Review of Florida’s Best Public Adjusters

I knew nothing about the process of filing a claim with my insurance but they help me get it done.

Overall Experience 4 / 5

Quality

Price

Convenience

Shower and ac damage upraiser

Yousef - Lake Worth, FL
1060 days ago

Review of Florida’s Best Public Adjusters

Excellent service, professional and quick turn around in estimation and settlement they were on my side during resolving the issue

Overall Experience 5 / 5

Quality

Price

Convenience

Great Service

Robert - Lake Worth, FL
1251 days ago

Review of Florida’s Best Public Adjusters

Stephen Lippy came the morning after our flood. He took over immediately, dealt with the insurance company and had workers come to assess the damage and begin remediation. He was recommended by a neighbor who gave an excellent recommendation and we would definitely recommend him to anyone who heeds a public adjuster.

Overall Experience 5 / 5

Quality

Price

Convenience

Amazing service

Isabelle - Lake Worth, FL
1363 days ago

Review of Florida’s Best Public Adjusters

Overall Experience 5 / 5

Quality

Price

Convenience

Great service, big help

Tom - Lake Worth, FL
1795 days ago

Review of Florida’s Best Public Adjusters

Stephen and staff made a difficult situation easier to get through.

Overall Experience 5 / 5

Quality

Price

Convenience

Excellent service

Joannie - Lake Worth, FL
1973 days ago

Review of Florida’s Best Public Adjusters

Overall Experience 5 / 5

Quality

Price

Convenience

Great service

Joanne - Lake Worth, FL
1973 days ago

Review of Florida’s Best Public Adjusters

Overall Experience 5 / 5

Quality

Price

Convenience

Wonderful the VERY best you could ever have !!

Linda - Lake Worth, FL
2013 days ago

Review of Florida’s Best Public Adjusters

Overall Experience 5 / 5

Quality

Price

Convenience

Great service

Joanne - Lake Worth, FL
2056 days ago

Review of Florida’s Best Public Adjusters

Overall Experience 5 / 5

Quality

Price

Convenience

Extremely helpful and knowledgeable

Marsha - Lake Worth, FL
2061 days ago

Review of Florida’s Best Public Adjusters

Working with Mr. Lippy made a horrible stressful situation workable and end result meet my expectations to all I could have wished for.

Overall Experience 5 / 5

Quality

Price

Convenience

135 days ago

Stephen L.

Roof Leak//Univeral Property and Casualty Insurance

Near Grandiflora Dr, Lake Worth, FL 33467

174 days ago

Stephen L.

Pipe Break//People's Trust

Near Tucci Way, Lake Worth, FL 33467

175 days ago

Stephen L.

Roof Leak//People's Trust Insurance

Near Tucci Way, Lake Worth, FL 33467

254 days ago

Sacha D.

Roof Leak//Peoples Trust Insurance

Near Serene Run, Lake Worth, FL 33467

323 days ago

Sacha D.

Roof Damage//Universal Insurance

Julian L.

Near Spring Isles Blvd, Lake Worth, FL 33463

890 days ago

Stephen L.

Near Greenville Cir, Lake Worth, FL 33467

890 days ago

Stephen L.

Near N M St, Lake Worth, FL 33460

895 days ago

Stephen L.

Flood / Olympus

Near Hazleton Ln, Lake Worth, FL 33449

929 days ago

Sacha D.

Near Bruce Ct, Lake Worth, FL 33463

1114 days ago

Sacha D.

Mold/Universal Property and Casualty Insurance

Near Talia Cir, Lake Worth, FL 33461

1114 days ago

Sacha D.

Kitchen sink leak/FedNat Insurance

Near Lake Worth, FL 33463

1142 days ago

Stephen L.

Near Briarcliff Cir, Lake Worth, FL 33467

1142 days ago

Stephen L.

Near Bruce Ct, Lake Worth, FL 33463

1142 days ago

Stephen L.

Near Cape Cod Cir, Lake Worth, FL 33467

1156 days ago

Sacha D.

Pipe leak in bathroom/Tower Hill Insurance

Near Danielson Dr, Lake Worth, FL 33467

1174 days ago

Stephen L.

Near Bruce Ct, Lake Worth, FL 33463

1181 days ago

Sacha D.

Roof leak and mold in bathroom ceiling and by kitchen sink

Near Danielson Dr, Lake Worth, FL 33467

1191 days ago

Julian L.

Mold damage

Near 43rd Dr S, Lake Worth, FL 33461

1251 days ago

Stephen L.

Near Amethyst Lake Point, Lake Worth, FL 33467

1356 days ago

Stephen L.

Irma

Near Houlton Cir, Lake Worth, FL 33467

0/5 (0 Reviews)

Lake Worth Public Adjuster Reviews

Public Adjuster Lake Worth

The benefits of hiring a public adjuster in Lake Worth

Why call a public adjuster for my insurance claims?

Local Reviews for Lake Worth, FL

Got it done

Mr Winter - Lake Worth, FL 673 days ago

Shower and ac damage upraiser

Yousef - Lake Worth, FL 1060 days ago

Great Service

Robert - Lake Worth, FL 1251 days ago

Amazing service

Isabelle - Lake Worth, FL 1363 days ago

Great service, big help

Tom - Lake Worth, FL 1795 days ago

Excellent service

Joannie - Lake Worth, FL 1973 days ago

Great service

Joanne - Lake Worth, FL 1973 days ago

Wonderful the VERY best you could ever have !!

Linda - Lake Worth, FL 2013 days ago

Great service

Joanne - Lake Worth, FL 2056 days ago

Extremely helpful and knowledgeable

Marsha - Lake Worth, FL 2061 days ago

Stephen L.

Stephen L.

Stephen L.

Sacha D.

Sacha D.

Stephen L.

Stephen L.

Stephen L.

Stephen L.

Stephen L.

Julian L.

Stephen L.

Stephen L.

Stephen L.

Sacha D.

Sacha D.

Stephen L.

Stephen L.

Stephen L.

Stephen L.

Howard K.

Sacha D.

Sacha D.

Stephen L.

Stephen L.

Stephen L.

Sacha D.

Stephen L.

Stephen L.

Sacha D.

Sacha D.

Sacha D.

Sacha D.

Stephen L.

Sacha D.

Sacha D.

Stephen L.

Sacha D.

Sandra L.

Sacha D.

Sacha D.

Stephen L.

Stephen L.

Stephen L.

Sacha D.

Stephen L.

Sacha D.

Julian L.

Stephen L.

Stephen L.

Local Reviews
for Lake Worth, FL

Mr Winter - Lake Worth, FL
673 days ago

Yousef - Lake Worth, FL
1060 days ago

Robert - Lake Worth, FL
1251 days ago

Isabelle - Lake Worth, FL
1363 days ago

Tom - Lake Worth, FL
1795 days ago

Joannie - Lake Worth, FL
1973 days ago

Joanne - Lake Worth, FL
1973 days ago

Linda - Lake Worth, FL
2013 days ago

Joanne - Lake Worth, FL
2056 days ago

Marsha - Lake Worth, FL
2061 days ago