Florida’s Best Public Adjusters Boca Raton

Insurance and Claims in Boca Raton

Insurance is a safety net you buy to be able to pay for big accidents without draining your bank account. But despite paying monthly premiums, many people in Boca Raton don’t file insurance claims because of fear of rate increases or low settlements. At Florida’s Best Public Adjusters, our team of public adjusters will help you understand the benefits of filing an insurance claim with the right guidance. If you have any damage to your home, you don’t have to pay out of pocket for repairs. We’ll help you with your insurance claim for free.

The Myth About Insurance Companies

A common myth is that insurance companies have your best interest at heart. In reality, their main goal is to protect their own bottom line. When you file a claim, your insurance company will try to convince you to settle for much less than you deserve. Working with a Boca Raton public adjuster ensures your rights are protected. Our team at Florida’s Best Public Adjusters works for you – not the insurance company. Your interests are our top priority. We’ll guide and represent you through the complicated insurance claims process and fight for your fair settlement.

Home Damages We Handle

Filing an insurance claim to repair home damages not only saves the look of your home but also the risks that come with those damages. We handle:

• Water Damage
• Falling Objects
• Roof Leak
• Mold
• Hurricanes
• Fire
• Sinkholes

At Florida’s Best Public Adjusters, no matter how big or small the damage, our team is on the job. Our public adjusters will make sure you get the right settlement for your claim so you can get repairs done with no out of pocket cost to you. Remember we work for you not the insurance company.

Common Claim Questions

Filing a claim and getting a settlement will not automatically increase your rates. The purpose of insurance is to cover the big ticket items you can’t afford, so there’s no reason to wait to use the insurance you’ve been paying for years. In Florida, your rates are not affected by claims and your insurance company can’t cancel your coverage during the term of the policy due to a claim. The only time a claim can hurt you is if you don’t file one!

Boca Raton Public Adjuster

Our team at Florida’s Best Public Adjusters in Boca Raton will guide you through the claims process with no out of pocket cost. We will help every client get the settlement they need to get repairs done. We work with you every step of the way through the claims and repair process to get your property back to normal.

What is a Public Adjuster?

A public adjuster (also known as private adjuster or independent adjuster) is a licensed professional who advocates for policyholders during the insurance claims process. Unlike insurance company adjusters who work for the insurance company to minimize payouts, public adjusters work for the policyholder. Their main goal is to make sure homeowners and business owners get a fair settlement for their claims.

Why You Would Need a Public Adjuster

1. Knowledge of the Claims Process: Public adjusters have knowledge of insurance policies and the claims process. They know the ins and outs and can navigate the process faster than most policyholders. That’s valuable especially during stressful situations like a storm or fire damage.
2. Thorough Damage Assessment: When you file a claim the insurance company will send an adjuster to assess the damage. However, this adjuster is working for the insurance company. A public adjuster will do a thorough inspection of your property, document all damages and make sure nothing is missed. That’s crucial for building a strong claim.
3. Negotiation Skills: Public adjusters are skilled negotiators who know how to advocate for policyholders. They can handle communications with the insurance company and negotiate settlements that reflect the true value of the damage. That’s especially important with complex claims or when the initial offer is low.
4. Less Stress for You: The claims process can be overwhelming especially if you’re dealing with the aftermath of a disaster. Hiring a public adjuster allows you to focus on recovering and rebuilding while they handle the details of your claim. That’s less stress for you during a tough time.
5. More Money for You: Many homeowners don’t know the full extent of their coverage and settle for less than they deserve. Public adjusters make sure you get the maximum settlement possible based on your policy. They know how to identify all the potential claims and get you fairly paid for your losses.
6. No Out of Pocket Costs: Most public adjusters work on a contingency basis, meaning they only get paid if you get a settlement. That means you can use their expertise without the upfront cost, which is a good option for many homeowners.
7. Local Expertise: Public adjusters often know the local insurance market and regulations. That’s helpful in dealing with the unique challenges of your claim especially if you live in an area prone to natural disasters.

Bottom Line

In short, a public adjuster is your advocate in the claims process, protecting your rights and getting you paid what you’re owed. Whether you call them a private adjuster or independent adjuster, they’re essential for policyholders with property damage and complex claims. If you need help after a disaster, hire a public adjuster to help you through the process and get a fair settlement.

Learn More About:

Fire Damage Claims
Home Insurance Claims
Mold Damage Insurance Claims
Water Damage Claims