Case Study: Boca Raton HOA Turned to Us After Commercial Loss Was Miscalculated
When a commercial property takes damage, a low insurance offer can put real pressure on the people managing the space. That’s exactly what happened to an HOA in Boca Raton overseeing a shopping plaza. After a major water leak, their insurance company offered only $85,000—far too little to cover the true damage.
That’s when they brought in Florida’s Best Public Adjusters. As a trusted expert in Boca Raton public adjuster commercial claim cases, we stepped in, did a full assessment, and helped increase the final settlement to $427,000—five times the original offer.
What Happened
A pipe burst above one of the main retail stores, sending water into a shared hallway, damaging the electrical system, and impacting another store. The insurance company sent out their adjuster, but after a quick look, they valued the damage at just $85,000.
The HOA board knew that number didn’t come close to what it would cost to fix everything. They didn’t want to pass that cost onto tenants or dip into reserves, so they contacted our team at Florida’s Best Public Adjusters.
Our Process
We arrived quickly and did a complete walkthrough of the property. Here’s what we found:
- Electrical systems soaked with water in shared utility rooms
- Damage to walkways and roof overhangs used by customers
- Ceiling lighting and ventilation systems that had been affected
- Water that leaked into the back areas of tenant spaces and loading zones
None of this had been properly accounted for in the insurance company’s estimate. We brought in licensed experts, documented everything thoroughly, and built a solid case. Then we reopened the claim and went back to the insurer with a much more accurate number.
The Outcome
After going back and forth with the carrier, we successfully raised the total settlement to $427,000. That meant the HOA could:
- Fully repair the damage, including the electrical panel
- Pay for emergency cleanup services
- Keep tenants up and running with minimal disruption
- Avoid special assessments or pulling from reserve funds
Client Testimonial
“We manage a high-end shopping center, and the insurance offer didn’t even come close to what we needed. Florida’s Best Public Adjusters knew exactly what to do. They were professional, thorough, and got us every dollar we deserved.”
— Board President, Boca Raton Retail Plaza HOA
Don’t Settle for Less Than You Deserve
If you’re facing an underpaid or denied commercial claim, don’t settle for less. We specialize in handling Boca Raton public adjuster commercial claim cases and know how to fight for the full value of your loss. Contact Florida’s Best Public Adjusters and let us work for you.
Case Summary
- Type of Claim: Commercial Water Damage
- Location: Boca Raton, FL
- Insurance Offer: $85,000
- Final Settlement: $427,000
- Procedure: Reopened claim with complete reassessment
- % Increased: 402%
- Results: That means the HOA received more than 5 times the original offer after working with Florida’s Best Public Adjusters.
