Storm and Hurricane Damage Claims
One of the unfortunate consequences of living in “paradise” in Florida is storm and hurricane damage to property that can impact homes and commercial real estate during Tropical Storms and Hurricanes. This is a large concern when hurricane season approaches in the summer. Florida has a well-documented history with hurricanes. The severe nature of hurricanes and storm damage has led insurance carriers to take exacting measures regarding the nature of coverage and policies. It is essential for property owners to contact a professional public adjuster like Florida’s Best Public Adjusters in order to clearly understand the complicated intricacies of insurance coverage for hurricane damage. We feel as you have a doctor, a dentist and a lawyer, every property owner needs to have a great relationship with a Public Adjuster. The clients that we have served in the past have us on speed dial 800-952-7693.
What TO DO when you have storm or hurricane damage in Florida?
- Do put our number 800-952-7693 into your contacts and speed dial.
- Do prepare your property if a storm is approaching.
- Do take a video of your home inside and out and all of your contents and store in a safe place.
- Do secure important papers like passports, birth certificates, insurance policies, auto titles, in a waterproof place at your home or your safe deposit box. (Remember banks flood too so be sure to get a box several feet off the ground).
- Do pack a go box with personal supplies, water, and food if you are going to run from the storm.
- Do get cash early, as ATM machines will probably be offline.
- Do fill up your cars with gasoline. Fill your generators as well if you have them.
- Do let your family members know what your plans are as cell phones may be down for several days.
- Do purchase a battery-operated radio or weather radio.
What NOT TO DO when you have storm or hurricane damage in Florida?
- Do not try and ride out a category 3 or greater storm. Listen to all governmental evacuation orders.
- Do not leave anything outside of your home or business that may be picked up by the wind and thrown causing more hurricane damage.
- Do not leave out patio and lawn furniture. Anything lighter than 100 pounds should be moved inside the house or garage.
- Do not fail to put up all storm shutters. You best bet to save your home is not to allow any openings into your home as the storm passes. If you have a breach in your home the air pressure outside will seep into your home through a breach and may blow the roof off of your house.
- Do not sign any contracts with any remediation firms without seeking advice from your attorney. If you insist on hiring a firm then only sign to have them dry out your home. Do not sign a contract to have them do the repairs on your home after they address the water damage. If you decide they are not the firm for you and even if they did not perform the work, they usually have in the fine print a 20% penalty clause for liquidated damages on their contracts and you will have to pay them even if you do not use them to do the work.
Florida's Best Public Adjusters
At our firm, we’re aligned with your objectives – securing the highest possible financial restitution for the damage sustained by your property or enterprise. Our team of Public Adjusters is dedicated to optimizing your insurance claim’s value.
Notably, we hold the top spot in Google Search rankings as the leading Public Adjuster. What sets us apart is our unwavering commitment to serving your best interests, as we work exclusively for you, not the insurance provider. Our mission is clear: to assist you in fully maximizing your insurance claim.
Stephen Lippy
CEO & Founder of Florida’s Best Public Adjusters
Tips for Hurricane Damage Claims in Florida
Take a moment and put Florida’s Best Public Adjusters into your contacts now. The types of damage to property that can occur during a hurricane in Florida vary. Most commonly, flying debris can break windows, walls, and roofs and water infiltrates into a property. Moreover, wind can penetrate a home, and in turn, generate pressure that causes the roof to rip off. It is this scale and severity of hurricane damage that makes people glad they’re insured.
Being insured for hurricane damage is only a partial aspect of the recovery process when dealing with large-scale natural disasters. Recovery begins when you file a hurricane damage claim. The first step to getting you paid the maximum amount for your claim is to contact us at (800) 952-7693 and we will personally handle your claim in any Florida county.
Florida’s Best Public Adjusters personnel have three decades of experience from prior hurricanes. It is common that we can re-open insurance claims from twelve months to analyze whether the policyholder was given a fair and equitable recovery for their hurricane damage.
It’s of paramount importance to remain safe during a tropical storm or hurricane. While a severe storm or hurricane warning is in effect, it is essential for a policyholder to secure their property and ensure that no furniture or possessions that can potentially become flying debris are left out in the open. If you do not have hurricane-rated glass windows, then the next best thing is to shutter your property with metal or wood. It is always preferable to minimize or altogether avoid hurricane damage to your property and have your property and possessions kept secure.
As any Floridian knows, hurricanes aren’t a joke. Please prepare for the event that your property is impacted by a tropical storm or hurricane. Settling hurricane damage claims with your overwhelmed insurance company is no laughing matter either. You are in shock, the storm damage is overwhelming and the insurance companies will hire independent adjusters to settle your claim on the spot often paying insured much less than what it will take to restore their property and possessions.
At Florida’s Best Public Adjusters, we understand that a catastrophic hurricane claim is an extraordinary event and definitely not something you deal with every day.
Bottom Line: We represent you and not the insurance company. Your insurance company’s brokers/sales agents handed you a lengthy document that is there to protect them and not you. The agent or broker who sold you your policy represents the insurance company and not you. According to Florida State Statutes, aside from yourself, there are only two entities that can represent you with claims and dealings with your insurance company. Those two are either an attorney or Public Adjusters (PA).
We don’t represent you if we can’t win because we don’t get paid unless you do!
According to the Florida Legislature’s Office of Program Policy Analysis and Government Accountability-OPPAGA, Policy holders who hired public adjusters (PA) for non-catastrophic claims received 574% more money than those who did not hire a PA. Policyholders who hired public adjusters for Hurricane related claims received 747% more money.
Insurance companies have teams of adjusters, engineers, claims managers, and preferred contractors that represent their interests.
WHO DO YOU HAVE ON YOUR TEAM?
Aaron SkloffOctober 30, 2023Stephen was very knowledgeable and sincerely took an interest.
D HJuly 28, 2022Florida’s Best Public Adjusters ARE the best. Our adjuster came to the house a few times to scope out the damage from a water leak and he spent quite a bit of time measuring the affected areas. The resulting claim amount was amazing. If we had handled the insurance company ourselves we would have come up way short. We highly recommend and trust Florida’s Best. Thanks Julian!
Erika ClancyMay 1, 2022Stephen Lippy was great to work with! Very informative and communicative throughout the process. We were not familiar with the public adjusting process but Steve and his team helped walk us through everything and explained things very thoroughly.
Ken FraidinApril 8, 2022Julian & Florida's Best Public Adjusters were extremely helpful in getting winning my claim. They were easy to work with, very responsive & made the process very easy. I recommend them highly.
Miriam B. R.May 6, 2021Stephen Lippy is a professional and experience PA. Stephen is knowledgeable and reliable. He provided personal attention and was always available to answer all questions. Excellent services!
Nekisha HymanMay 5, 2021Receive a referral from a friend for this company. I was very pleased with the way they handled my claim and were able to resolve my issues without too much hassle from the insurance company. Their follow through is amazing. The follow up after things are resolved is exceptional.
scott solomonMay 4, 2021The professional service we received made our insurance claim easy.
Ryan SteeleMarch 17, 2021Stephen got my denial reversed….had all to do with his reputation, and not the “luck of the Irish” on this St. Patrick's day! Him and his team are very professional, responsive and caring during the entire ordeal. If they are not on your team, you have chosen poorly.
FREE CLAIM ANALYSIS
Once we establish we can help you, and its in your best interest to file an insurance claim, we will schedule an onsite inspection. Speak with one of our adjusters today to start your insurance claim!
We are available 24/7!
WHAT IS A PUBLIC ADJUSTER?
Confused about your insurance claim? Not sure if you’re getting the compensation you deserve? Let us introduce you to a game-changing solution – the public adjuster.
At Florida’s Best Public Adjusters, we believe that you deserve every dollar of your insurance claim, and more. Our experienced team of public adjusters is here to guide you through the labyrinth of insurance claims, advocating for your rights and ensuring that you receive the highest possible settlement.
So, what exactly is a public adjuster, and how can we work to your advantage?
A public adjuster is your personal insurance advocate. We are licensed professionals, working independently from insurance companies, with one primary objective: to protect your interests and maximize your settlement. Our expertise lies in understanding the intricate details of insurance policies, navigating the claims process, and negotiating on your behalf.
How Can a Public Adjuster Benefit You?
Insurance Expertise: Public adjusters are policy wizards, ensuring you get the best payout possible.
Streamlined Process: Say goodbye to claim complications; we make it easy.
Negotiation Process: Our recent case proves it, we turned a $13,000 offer into an incredible $175,000 settlement!
NO RESULTS, NO CHARGE
If your home or business has been damaged or your claim has been underpaid, call us for a free consultation. We will negotiate with the insurance companies to obtain the maximum settlement.
Our public adjusters in Florida will file all proper documentation and go to the depositions on your behalf.
We work for you not the insurance companies. We have a team of highly experienced professionals who are here to help adjust your claim.