When property damage happens in Fort Myers, most homeowners and business owners first think of filing a claim with their own insurance company. But what if the damage wasn’t caused by you? That’s when third-party property damage claims come into play. At Florida’s Best Public Adjusters, we help Fort Myers residents and businesses navigate these complex cases to get the compensation you deserve.
Water Leaks or Fires from Neighboring Condo Units
Fort Myers has many condo communities with modern amenities and convenience. But shared walls, plumbing and electrical systems mean one neighbor’s problem can become yours. Water leaks from a burst pipe or a kitchen fire in the unit next door are the most common third-party claims we see. In these cases, liability may fall on the neighbor or even the condo association. We determine liability, document damages and negotiate directly with the responsible party’s insurance company.
A Neighbor’s Tree Falls on Your Home or Fence
Fort Myers is no stranger to tropical storms and hurricanes and strong winds can turn a neighbor’s neglected tree into a major problem. Whether the tree hits your roof, fence or garage, liability often depends on if the tree was diseased, dead or poorly maintained. We evaluate the situation, determine who’s at fault and take action against the negligent property owner.
Nearby Construction Damage
Fort Myers is growing fast and new housing developments and commercial projects are popping up all over the area. Unfortunately nearby construction can cause damage such as cracked walls, foundation movement or vibration from heavy equipment. If your property is damaged due to construction activity you may be entitled to compensation from the contractor or developer. We do professional inspections and detailed reports to support your claim.
Utility Negligence Causing Sewer or Water Backup
When public utilities fail the results can be devastating for Fort Myers homeowners. A broken sewer or water line on city property can cause flooding or sewage backing up into homes. These claims need to be acted on quickly. We act fast to document the damage, file the necessary paperwork and pursue compensation from the utility company or municipality responsible.
Commercial Mishaps that Damage Adjacent Property
From restaurants and retail shops to auto repair garages, Fort Myers businesses can create risks for adjacent properties. We’ve handled claims involving chemical spills, flammable materials stored improperly and fires that spread to residential or commercial buildings. When a business damages your property we handle the third-party claim so you can get paid for repairs, cleanup and even temporary lodging.
Don’t Go It Alone, Hire a Public Adjuster
Third-party property damage claims in Fort Myers can be legally and emotionally complicated. Whether it’s a careless neighbor, a failed utility or a nearby business, you don’t have to take on the insurance companies by yourself. At Florida’s Best Public Adjusters we negotiate directly with insurers and fight to get you the most money.
Having a third-party property damage claim in Fort Myers? Contact Florida’s Best Public Adjusters today for a free consultation and case review.
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“Florida’s Best Public Adjusters made the entire process stress-free. After my condo in Fort Myers was damaged by a water leak from the unit above, they handled everything with the association’s insurance company. I received full compensation for repairs and never had to go back and forth with adjusters myself.”
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“When a neighbor’s tree crashed into our fence during a storm, I didn’t know where to start. Florida’s Best Public Adjusters took care of all the paperwork and proved that the neighbor was liable. The settlement covered all repairs, and we were back to normal much faster than expected.”
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“Construction next door caused cracks in our walls and foundation issues. Florida’s Best Public Adjusters brought in experts, documented all the damage, and negotiated directly with the builder’s insurance. We ended up with a fair settlement that we could never have gotten on our own.”
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“After a sewer backup flooded my Fort Myers home, I felt overwhelmed. The team jumped into action immediately, filed the claim, and made sure the utility company was held accountable. Their professionalism and persistence were incredible.”
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“I can’t recommend Florida’s Best Public Adjusters enough. They know exactly how to deal with third-party claims and don’t let insurance companies push you around. Thanks to them, I got the compensation I needed without the stress.”