Hiring a Florida Public Adjuster at the Right Time
When should you hire a Florida public adjuster for an insurance claim? This is a question those who have experienced property damage often ask themselves. Do you engage someone at the start? Or, should you wait and try to negotiate and settle with your insurance company on your own?
To be honest, the confusion is understandable. After all, most people insure their property with the hopes (and often the beliefs) that they will never need to make a claim. After all, nobody wants to think about a worst-case scenario. Unfortunately, when you live in Florida, property damage is often a reality. The weather alone can cause significant damage. So, what is the right answer? Let’s dissect this issue together.
What Is a Public Adjuster?
Many people are unaware that the services of a public adjuster are even available. In case you are unsure, a public adjuster is a professional hired by insurance policyholders. Once engaged, they represent them in negotiations with their insurance companies.
It is common to believe that your insurance company has your best interests at heart and that if you need to make a claim, you will be compensated appropriately in a timely fashion. Unfortunately, that’s not the case. Insurance companies are businesses, with an eye on their bottom lines. Every paid claim is an expense, decreasing their profitability. So, they make it a practice to delay, underpay and deny claims regularly.
The average property owner doesn’t have the construction and insurance knowledge necessary to accurately identify and fight for their rightful reimbursement. This is where a qualified public insurance adjuster can help.
Hiring an Adjuster For An Insurance Claim – When You Should Do It
In general, sooner is better. Honestly, managing an insurance claim is time-consuming and confusing. Leveraging the professional expertise and considerable experience of a professional is wise.
When you work with a qualified public adjuster you can expect them to assume responsibility for the entire process. The firm will inspect your property to help accurately qualify the damage sustained. Because of their construction industry experience, they identify damage often not seen by the naked eye – issues your insurance company representative may miss. Then, they can complete all claim forms on your behalf. Because they know what insurance companies want to see, their documents are correctly submitted the first time, improving the response time for your claim. They can also review your policy so they know exactly what types of damage are covered.
Finally, when your insurance company responds, they can review the offered settlement and negotiate if it is inappropriate.
Benefits to You and Your Insurance Claim
Your time is valuable, and it should be spent at your job and with your family and friends. When you invest your time in the insurance claims process, it is not being used efficiently. Engaging a skilled and reputable professional is wise. Leverage their expertise and focus yours appropriately.
Working with a public adjuster will save you time and result in a better settlement. You can rest assured that your claim will be handled correctly and quickly.
Florida’s Best Public Adjusters: Ready to Help You
Home and business owners in Florida have entrusted Florida’s Best Public Adjusters to manage their property insurance claims for years. The firm is composed of seasoned professionals, all of whom are licensed in Florida and who are not only experienced in insurance and construction but are also excellent communicators. They are led by Steven Lippy, the company’s owner, who, based on his experience and reputation, is widely recognized as an expert in the field.
If you have experienced property damage, contact the professionals at Florida’s Best Public Adjusters. We are ready to go to work for you immediately.