Can you negotiate with a Public Adjuster in Jacksonville

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Many people in Jacksonville reach out to us wondering, “Can I actually negotiate with a public adjuster?” The short answer is yes—but let’s talk about what that really means.

We’ve been helping property owners across Florida, including right here in Jacksonville, for years. Whether you’re filing a new claim or reopening an unpaid or denied claim, our mission is always the same: We work for you, not the insurance company.
When disaster strikes—be it storm damage, smoke and fire, water intrusion, mold, or even business interruption—understanding your rights and expectations can make all the difference in your final settlement.


What Does It Mean to Negotiate With a Public Adjuster?

Negotiation, in this case, isn’t about bargaining over price like you would at a flea market. Instead, it’s about transparency and ensuring both sides understand the scope of work, expectations, and what you want out of the claims process.
When you reach out to a Jacksonville public adjuster, like us at Florida’s Best Public Adjusters, we begin by assessing your damages and your policy. We don’t charge anything upfront—we operate on a contingency basis. That means you only pay us if we successfully help you recover a settlement. We call it our “No Results, No Charge” promise.
So yes, you can (and should) discuss the details of the process with your adjuster. That includes timelines, documentation needed, and your priorities for restoring your property.


How Jacksonville Public Adjusters Get Paid

We believe in keeping things simple and fair.
At Florida’s Best Public Adjusters, we serve both residential and commercial clients across Jacksonville and the entire state. All of our services are provided on a contingency fee basis, which means you pay us a percentage of the final settlement only if you receive compensation.
There are no hourly rates. No retainers. And absolutely no hidden fees.
This structure ensures that we’re motivated to fight for the maximum compensation available under your policy. Our team has extensive experience in working with hurricane damage, broken pipes, fallen objects, roof leaks, and more. If you don’t get results, you owe us nothing.


Important Questions You Must Ask Your Public Adjuster

Before committing to work with any Jacksonville public adjuster, you should feel comfortable asking the following:
  • Are you licensed in Florida?
    We are, and we operate right here in Jacksonville.
  • What kind of claims do you handle?
    We handle storm, water, mold, business interruption, fire and smoke, and more. You can see our full list of services here.
  • How long will my claim take?
    Every case is unique. We’ll give you a timeline based on the scope of your loss and the responsiveness of your insurance company.
  • Can I reopen a denied claim?
    Absolutely. We specialize in helping clients reopen denied or underpaid claims. Don’t assume your insurance company’s decision is final—we can often prove otherwise.


What Expectations Should You Have When Hiring a Jacksonville Public Adjuster?

When you work with us, we want you to feel confident and informed. Here’s what you can expect:
  • A comprehensive damage assessment.
    We inspect everything, often uncovering damage that was overlooked.
  • Full transparency.
    We walk you through your policy and explain your rights. No confusing language or fine print.
  • Expert handling of all communication.
    We deal directly with the insurance company so you don’t have to.
  • Clear updates and communication.
    You’ll never be left wondering where your claim stands.
  • Maximum effort, every time.
    Our team is known for being relentless when it comes to pursuing fair compensation for our clients. We don’t back down.


Serving Jacksonville Homeowners and Businesses With Dedication

At Florida’s Best Public Adjusters, we’re here to champion your insurance claims. Our Jacksonville office is ready to serve both homeowners and business owners, whether you’re facing new damage or want to reopen a previously denied claim.
We’ve helped hundreds of clients recover what they’re truly entitled to after their insurers lowballed or rejected them. Our team understands the stress, frustration, and urgency involved in property damage. That’s why we handle every claim like it’s personal.


Final Thoughts: Should You Negotiate? Yes—But Choose the Right Partner

So, can you negotiate with a public adjuster? Yes—and it starts with finding someone who is transparent, licensed, and experienced. Someone like us.
At Florida’s Best Public Adjusters, we fight for you, every step of the way. If your insurance company won’t budge, we will.

Get in touch with our Jacksonville team today. Call (904) 512-7444 — Let us help you get the settlement you deserve. No Results, No Charge.

What Are Our Satisfied Jacksonville Clients Saying?

 

At Florida’s Best Public Adjusters, we feel immense pride every time we read the powerful reviews our clients leave on Google or the BBB—it reminds us why we fight so hard every day. We’re committed to protecting your rights and securing the settlement you truly deserve, because we work for you, NOT the insurance company.

 

Steven ⭐️⭐️⭐️⭐️⭐️

Stephen was exceptional as my public adjuster. His professionalism, knowledge, and dedication ensured I received the best possible settlement. He made a stressful process manageable and was always available to answer my questions. Highly recommend!

 

Admir ⭐️⭐️⭐️⭐️⭐️

All I can say is wow, Stephen was amazing, He was so caring and understanding my stressful situation, he answered all my questions, no matter what they were. He gave me all his time and attention, and actually wanted to help me. I can not stress this enough how genuine he is, and knows all the laws, and rights. Thank you so much!

 

Paul H. ⭐️⭐️⭐️⭐️⭐️

Stephen and his team have helped me and a few of my clients to get the appropriate claim monies for damage to their homes. I am a full-time professional realtor who runs into clients with various issues in their home from time to time. Many of my clients claims have been denied or lowballed by their insurance companies and Florida’s Best Public Adjusters has worked hard to get them the proper compensation to make all, not some, of the repairs required to get their home back to its original condition. The last two clients that I referred to Stephen were for a complete mold remediation and the other was for a totally new roof.
My experience is that they are always prompt, professional and very persistent. I highly recommend their services.

 

Tim D. ⭐️⭐️⭐️⭐️⭐️

Chris Gay was very knowledgeable and able to handle my claim, which was initially denied by my insurance company. He knew the FL laws and codes which was critical. He guided me through the whole process and got me paid a fair amount.

 

Robin G. ⭐️⭐️⭐️⭐️

The public adjuster that was assigned to us, Maylin, was personable, dependable, and knowledgeable. We would gladly work with her and the firm she represents again.

 

Can you negotiate with a Public Adjuster in Jacksonville

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