calendar image september 2020

Hurricane Irma’s Damage to Florida 

For those of us living on the Southeast coast of the United States, hurricanes are not a strange phenomenon. If you live in Florida, storms are an inseparable part of life. The Atlantic hurricane season is the period from June 1st to November 30th when water temperatures across the North Atlantic Ocean, as well as the Gulf of Mexico, have sufficiently warmed up to be conducive to creating tropical waves. This article is for those who have had to make a Hurricane Irma Claim, and how we can help you with your claim!

Even weak hurricanes can cause significant property damage. However, because of their relative frequency, insurance companies in Florida often specialize their policies to be highly specific and air-tight in regard to issuing payouts for claims. As we covered in our last post, insurance companies will do everything in their power to keep their margins well in their favor and pay you the least for your damages. This is where a public adjuster can help you the most.

Because of its location, Florida is often in the direct trajectory of these hurricanes. Over the history of the State, hundreds of hurricanes, tropical storms, and tropical depressions have hit Florida. Hurricane Irma hit the state in 2017 and it was one of the strongest Atlantic hurricanes to ever make landfall.  While not quite a category 5 storm when it made landfall, Irma peaked with a sustained wind speed of 120 mph. 

The damage from Irma was extensive and far-reaching due to the size of its eye and the hurricane-force winds that extended out from there. The numbers speak for themselves though: it is estimated that Irma caused $42-65 billion in wind and flood damage which had occurred to residential and commercial property.

More than 1 million insurance claims were filed and insured losses have exceeded $11.08 billion according to the Office of Insurance Regulation. While many of these claims have since been closed out, there are still people who have not filed for a claim or did not reach a settlement on their existing claim.

Florida Public Adjuster for Hurricane Irma Claims

The reason why a licensed public adjuster is truly needed is that insurance can be tricky and insurance claim literacy is not held by most people. Sure, many people understand the basic idea behind how insurance plans work and what exceptions may not be covered by their plans. However, even with things like storm damage that ARE covered by your plan—it’s entirely possible to not receive enough of what you are owed to cover damages from your Hurricane Irma Claim.

Insurance plans may quote a high maximum price of what you can be awarded, but they never promise you that you will be awarded as much. While you can never make more money than what it costs to fix something, a public adjuster who has ample experience in the field can enlighten you as to how much damage you’ve truly sustained.

This is evident, especially in the case of things such as water which can cause damage in unexpected or unseen areas and lead to other issues like mold growth.

Hurricane Irma Claims Deadline

September 10th or 11th, 2020 will be three years since Irma made landfall in the state of Florida in your area. Florida homeowners have 3 years from the date a named storm causes damage to their property to file insurance claims. At the time of writing this, it is March, and homeowners have another 6 months to open or reopen a Hurricane Irma Claim. If you’re a homeowner in Florida, damage from hurricanes is not an “if” but a “when”. All property owners should have at their disposal a public adjuster who not only understands insurance claims but has knowledge of state-specific policies as is the case surrounding something like hurricanes.

Florida’s Best Public Adjusters has dealt with cases all around the State of Florida. As public adjusters, we don’t get paid until the insurance company pays. If you’ve suffered from property damage as a result of Hurricane Irma, it’s not too late to file or reopen an existing claim. Call us today at (800)-952-7693!

Related Posts

Aaron Skloff
Aaron Skloff
October 30, 2023
Stephen was very knowledgeable and sincerely took an interest.
D H
D H
July 28, 2022
Florida’s Best Public Adjusters ARE the best. Our adjuster came to the house a few times to scope out the damage from a water leak and he spent quite a bit of time measuring the affected areas. The resulting claim amount was amazing. If we had handled the insurance company ourselves we would have come up way short. We highly recommend and trust Florida’s Best. Thanks Julian!
Erika Clancy
Erika Clancy
May 1, 2022
Stephen Lippy was great to work with! Very informative and communicative throughout the process. We were not familiar with the public adjusting process but Steve and his team helped walk us through everything and explained things very thoroughly.
Ken Fraidin
Ken Fraidin
April 8, 2022
Julian & Florida's Best Public Adjusters were extremely helpful in getting winning my claim. They were easy to work with, very responsive & made the process very easy. I recommend them highly.
Miriam B. R.
Miriam B. R.
May 6, 2021
Stephen Lippy is a professional and experience PA. Stephen is knowledgeable and reliable. He provided personal attention and was always available to answer all questions. Excellent services!
Nekisha Hyman
Nekisha Hyman
May 5, 2021
Receive a referral from a friend for this company. I was very pleased with the way they handled my claim and were able to resolve my issues without too much hassle from the insurance company. Their follow through is amazing. The follow up after things are resolved is exceptional.
scott solomon
scott solomon
May 4, 2021
The professional service we received made our insurance claim easy.
Ryan Steele
Ryan Steele
March 17, 2021
Stephen got my denial reversed….had all to do with his reputation, and not the “luck of the Irish” on this St. Patrick's day! Him and his team are very professional, responsive and caring during the entire ordeal. If they are not on your team, you have chosen poorly.
no obligation consultation

FREE CLAIM ANALYSIS

Once we establish we can help you, and its in your best interest to file an insurance claim, we will schedule an onsite inspection. Speak with one of our adjusters today to start your insurance claim!

We are available 24/7!

ALWAYS ON YOUR SIDE

Florida's Best Public Adjusters

At our firm, we’re aligned with your objectives – securing the highest possible financial restitution for the damage sustained by your property or enterprise. Our team of Public Adjusters is dedicated to optimizing your insurance claim’s value.

Notably, we hold the top spot in Google Search rankings as the leading Public Adjuster. What sets us apart is our unwavering commitment to serving your best interests, as we work exclusively for you, not the insurance provider. Our mission is clear: to assist you in fully maximizing your insurance claim.

Stephen Lippy

CEO & Founder of Florida’s Best Public Adjusters

Insurance Claim Tips, News and More.

OUR PUBLIC ADJUSTING BLOG

Your go-to resource for all things insurance claim related. Stay informed with the latest news, gain valuable insights, and discover essential tips to navigate the complex world of insurance claims. Whether you’re a homeowner, business owner, or simply curious about the industry, our blog is your trusted source for expert advice. Explore our posts and empower yourself to make informed decisions.