Don’t Settle for Less Than What Your Policy Pays. We Reopen & Fight Your Claim.
Denied or Underpaid for Hurricane Isaias
If your insurance company denied your claim, delayed your payout, or offered a lowball settlement for damage caused by Hurricane Isaias, you do not have to accept their decision. Insurance company adjusters work for the insurer—our public adjusters work exclusively for you.
How We Help Panhandle Policyholders Get Paid:
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Reopen Denied Claims: We perform an independent forensic evaluation of your roof, property, and structural damage to prove your Hurricane Isaias claim was wrongfully denied.
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Maximize Underpaid Claims: If your payout didn’t cover the full cost of repairs, we document all hidden storm damage and renegotiate directly with your insurer for your full settlement.
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Zero Out-of-Pocket Risk: No Results – No Charge. You don’t pay us a single dime unless we recover additional money for your claim.
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15 Years of Local Experience: Licensed Florida Public Adjusters who know Panhandle building codes, local repair costs, and insurance tactics inside and out.
Free, No-Obligation Policy & Claim Review for Fort Walton & Panhandle Residents
Storm Damage
Florida residents are no strangers to tropical storms and hurricanes that can devastate your property. However, insurance carriers have modified their policies without a full explanation of what changes have taken place and how it affects your coverage. Our adjusters understand your policy and can translate whether it only provides coverage for damage due to wind or also damage from torrential rain, flooding or storm surge
Roof Damage
Roof Damage from Hail and Wind is handled differently than hurricane claims when it occurs in the absence of a “named” storm. Damage from Hail and Wind damage occurring outside of a “named” storm are covered under your standard insurance policy a great deal of the time. Hail/wind damage are not easy to prove. I will fight for the maximum amounts permitted under your homeowner or commercial business policy.
Water Damage
Sometimes a small leak can turn into a major headache and your insurance policy may or may not cover the leak depending on its source. The public adjusters at Florida’s Best Public Adjusters are property damage experts with years of experience handling water damage issues regardless of the source.
Mold Damage
Mold resulting from flooding, a broken pipe or other water-related issue can severely affect your health and property without your knowledge. Here in Florida’s warm, humid climate mold is particularly aggressive causing a variety of serious health issues. It is also your property’s potential enemy since it can weaken the building’s structure much as termites do.
Smoke & Fire Damage
Even a small, accidental kitchen fire can cause a big headache. Perhaps it’s a lightning strike, a careless cigarette or an encroaching wildfire. Dealing with city and county officials, your insurance company and the fire department is stressful and time-consuming. After evaluating the damage caused by flame, smoke and water, your public adjuster will review your insurance policy to determine coverage.
Sinkholes
Sinkholes can cause extensive property damage depending on their size and depth. Some swallow entire buildings; others leave a house or commercial property heavily damaged or uninhabitable. In many cases, your insurance carrier will send a professional engineering team (that work for the insurance company) to drill into the ground and analyze the soil composition to determine whether there has been sinkhole activity. As your representative, we secure the same reports from an objective provider.
Business Interruption
In the event that a disaster should impact your business, it may result in your place of work becoming unusable. Losses can be from fire, smoke, water damage, mechanical breakage of large machinery, hurricane, storm or wind damage, etc. Income will not be produced while fixed costs may continue to incur (e.g. rent, utilities, etc.)
During this period of business interruption, whatever income your business would have made cannot be used. Our forensic specialists analyze your historic financial records to determine this unusable income and work hard to speed up the process which gets you paid quickly.
Dropped or Fallen Objects
Face it, we are all clumsy. Some accidents happen without human interaction. Heavy wall mounted objects of art fall and damage walls, floors and furniture. These falling or dropped object claims are valid and are generally able to be submitted as claims subject to your policy deductible.
In Florida the statute is to repair or replace with matching material. If your finishes are older it may be impossible to repair one area so that it matches. In that case your insurance company may be persuaded by Florida’s Best Public Adjusters to provide for the replacement of the entire floor, counter, patio tile, etc. that was a result of sudden and accidental damage to your property from a dropped or falling object.!
REQUEST YOUR
Our Public Adjusters
NOT the insurance company.
When damage to your home or business requires that you file an insurance claim, don’t face the insurance carrier alone. Don’t settle for what the insurance company thinks you deserve. Insurance companies typically offer an initial settlement that is only a fraction of your claim value. Contact the best Tallahassee Public Adjusters today!
