Flood Damage Claim Settlement: Joseph D.
The team at Florida’s Best Public Adjusters works for you, not for the insurance company. In this case study, we summarize our achievement for the client in the case of a Underpaid Flooding Claim in Lake Mary.
Client: Joseph D.
Location: Lake Mary, FL
Event: Flood Damage to Flooring and Walls
Initial Insurance Payout: $91,145
Final Settlement After Negotiation: $169,725
Additional Recovery: $78,580
Helping Homeowners Recover from Flood Damage
Flooding can turn a homeowner’s life upside down, as Joseph D. in Lake Mary discovered. After water damaged his hardwood floors and seeped into the walls, his insurance carrier provided an underwhelming payout of $91,145. This underpaid flooding claim in Lake Mary left Joseph wondering how he’d repair his home properly. That’s where Florida’s Best Public Adjusters stepped in to help him get the settlement he deserved.
His insurance carrier had already issued a check for $91,145, but it wasn’t enough to cover the full extent of repairs. He felt stuck and overwhelmed—like so many homeowners do after their first insurance payout. That’s when we stepped in.
Our Approach: Speaking Out for Lake Mary’s Joseph
I’m Stephen Lippy, Founder of Florida’s Best Public Adjusters, and cases like Joseph’s are exactly why we’re here. From the beginning, it was clear that his claim didn’t reflect the actual damage. The water had warped and ruined the floors throughout the house and even seeped into some of the walls, but the carrier’s assessment downplayed how extensive the repairs would be.
We carefully documented everything. Our team worked with experts to assess the true scope of the damage, detailing the cost to replace all the flooring and repair the affected walls properly. We used this evidence to challenge the carrier’s initial payout.
Negotiating with insurance companies isn’t always easy, but it’s what we do best. After some persistence, we secured an additional $78,580 for Joseph—bringing his total settlement to $169,725. With this outcome, he was finally able to restore his home the right way, without worrying about cutting corners or dipping into his savings.
Every homeowner deserves fair treatment, and when insurance carriers fall short, we’re here to pick up the fight. If you’re in a similar situation, give us a call at (800) 952-7693. Let’s make sure your claim is handled the way it should be.
