Should I hire a public adjuster or an attorney in Boca Raton

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When to Hire a Public Adjuster—and When to Call an Attorney in Boca Raton

At Florida’s Best Public Adjusters, we’re often asked by homeowners and business owners alike: “Should I hire a public adjuster or an attorney?” If you’re dealing with a property damage claim in Boca Raton—whether it’s storm damage, water, mold, or a denied claim—it’s important to understand your options. Our job is to make this decision easier by explaining the process in plain terms and guiding you every step of the way.

We’ve been helping Boca Raton residents and business owners for years. Our team works on your behalf—not for the insurance company—to help you get a fair and accurate settlement. Let’s walk through the key differences, timing, and process so you can make the right choice.


Differences Between a Public Adjuster and a Lawyer

Let’s start with the basics. A public adjuster is licensed to handle property insurance claims on behalf of policyholders. We inspect your damage, gather the evidence, estimate the loss, and negotiate directly with your insurance company. Our goal is to maximize your compensation—without ever stepping into a courtroom.
An attorney, on the other hand, becomes necessary when a legal dispute arises. If your claim has been completely denied and all other avenues have been exhausted, an attorney can take the matter to court.
So here’s the simple breakdown:
  • Public Adjuster: Works with the insurance company to resolve and settle your claim.
  • Attorney: Steps in when the dispute escalates to a legal battle.


When to Hire a Public Adjuster and When to Hire an Attorney

If you’re in Boca Raton and facing a new claim, a delay in response, or feel that your insurance company undervalued the damage, your first step should be to contact a public adjuster like us.
We help with:
  • New claims or reopened claims
  • Denied or underpaid claims
  • Residential or commercial properties
  • Complex damages like mold, sinkholes, or fire

You should consider an attorney only if:

  • The insurance company refuses to respond or negotiate fairly even after our involvement
  • There is a contractual dispute about your policy language
  • Litigation is the only remaining option
But even in those situations, we can often help resolve the issue before you need to take legal action.


In Which Order Should You Hire?

The right order matters. Hiring an attorney too early may delay your claim and even reduce your options. Start with a public adjuster first—especially if the claim hasn’t yet been litigated.
Here’s the ideal order:
  1. Hire a Public Adjuster First – We evaluate the damage and begin the claim process.
  2. Let Us Negotiate – We’ll work to settle your claim fairly.
  3. Consider Legal Action Only If Necessary – If the insurance company remains uncooperative, we’ll advise if it’s time to bring in legal support.
Most claims never need to go that far. In fact, many of our Boca Raton clients are surprised by how much we can recover without ever needing an attorney involved.


Process Followed by a Public Adjuster

When you hire Florida’s Best Public Adjusters in Boca Raton, here’s what you can expect:
  1. Free Claim Review – We evaluate your policy and damage.
  2. Damage Inspection – We visit your property and document every detail.
  3. Estimate and Filing – We create a professional damage report and submit it to your insurer.
  4. Negotiation – We deal directly with the insurance company so you don’t have to.
  5. Resolution – We fight for the compensation you deserve—and remember, if there are no results, there’s no charge.
We handle everything from roof leaks and business interruption claims to fire, smoke, and water damage. Whether your claim is new or you’ve been denied or underpaid, we can step in and assist.


Why Choose Florida’s Best Public Adjusters in Boca Raton?

  • We serve both residential and commercial properties
  • We assist with new or reopened claims
  • We specialize in denied and underpaid claims
  • We operate on a No Results, No Charge basis
  • Most importantly, we work for you—not the insurance company
At Florida’s Best Public Adjusters, we’re here to champion your insurance claims. From hurricanes to mold, dropped objects to smoke damage—we’ve got you covered. Explore our services and let us show you how stress-free the process can be when you have the right team on your side.


Need Help with a Claim in Boca Raton?

Don’t wait until things get more complicated. If you’re unsure whether to hire a public adjuster or attorney, reach out to our Boca Raton office today for a free consultation. We’ll review your situation, explain your options, and get to work right away.
Let us do what we do best—work for you.

What Are Our Satisfied Orlando Clients Saying?

 

At Florida’s Best Public Adjusters, we feel immense pride every time we read the powerful reviews our clients leave on Google or the BBB—it reminds us why we fight so hard every day. We’re committed to protecting your rights and securing the settlement you truly deserve, because we work for you, NOT the insurance company.

 

Franky J ⭐️⭐️⭐️⭐️⭐️

Stephen and team worked hard on my behalf on my denied claim and were professional and caring. Thank you Florida’s Best Public Adjusters.

 

Eli G ⭐️⭐️⭐️⭐️⭐️

I’ve had the pleasure of working with Stephen Lippy for several years, and I’ve consistently watched him bring tremendous success to his clients’ claims. His dedication to Florida homeowners is evident in every interaction, and it’s been remarkable to watch him grow Florida’s Best Public Adjuster into a true statewide powerhouse.

As an appraiser, I’ve had the opportunity to serve on a number of his clients’ claims. Each time, Stephen and his team have presented a well-organized, clearly articulated product that streamlines the appraisal process and allows for efficient resolution. His firm is professional, thorough, and simply put—they get results. Stephen is outstanding at what he does, and it shows in every file he touches.

 

Manny P. ⭐️⭐️⭐️⭐️⭐️

Julian is awesome very happy with his service will use again +A

 

Linda N. ⭐️⭐️⭐️⭐️⭐️

I found myself in new and confusing territory in the aftermath of tornadoes and their destruction. It was a comfort to know that help was just a phone call or an email away.

 

Monarch IT. ⭐️⭐️⭐️⭐️⭐️

Julian and Stephen are great, Fantastic team.

 

Aaron S. ⭐️⭐️⭐️⭐️⭐️

Stephen was very knowledgeable and sincerely took an interest.

 

Should I hire a public adjuster or an attorney in Boca Raton

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