THE BEST PUBLIC ADJUSTERS IN FERNANDINA BEACH
It might be expensive to make the mistake of not using a public adjuster in Fernandina Beach for your claims process. Your claim may be denied by your insurer or underpaid by your insurer. Our team at Florida’s Best Public Adjusters will send a qualified public adjuster to Fernandina Beach to help make sure this doesn’t occur.
We will assist with the claims procedure and work to maximize the compensation for our client’s home or business insurance claims. In order to present your case to the insurance company on your behalf, we successfully assist clients in accurately documenting their losses, repair costs, and other damage-related charges.
What Kinds Of Claims Can A Public Adjuster In Fernandina Beach Help With?
A Public Adjuster Can Help You:
- Damage Assessment Repair Estimate Retrieval Insurance Document Preparation
- Damage Documentation
- Initial Claim Filing: Claim Was Refused or Underpaid Re-Submission Claim Negotiations on Your Behalf
- We work hard on a wide range of claims for our clients at Florida’s Best Public Adjusters. We know it can be hard to get the most out of insurance claims in Fernandina Beach, but it’s important to do so if you want to get the repairs you need.
-
- Water Damage
- Damage from Smoke and Fire
- Theft
- Vandalism
- Storm Damage
- Roofing Problems
- Mold Damage
- Fallen Objects
- & More
FLORIDA'S BEST PUBLIC ADJUSTERS - FERNANDINA BEACH
PROFESSIONAL CLAIM REPRESENTATION
NO RESULTS, NO CHARGE!
Florida’s Best Public Adjusting Services can help with numerous home damages such as Water Damage, Roof Leaks, Hurricane, Flood, Smoke & Fire, Mold, Business Interruptions and more.
At Florida’s Best Public Adjusters, no damage is too big or small for our services. Our public adjusters can work to ensure that you receive the proper settlement for your insurance claim so your damages can be fully repaired at no upfront cost to you.
Our adjusters work for you, not for the insurance company.
Storm Damage
Florida residents are no strangers to tropical storms and hurricanes that can devastate your property. However, insurance carriers have modified their policies without a full explanation of what changes have taken place and how it affects your coverage. Our adjusters understand your policy and can translate whether it only provides coverage for damage due to wind or also damage from torrential rain, flooding or storm surge
Roof Damage
Roof Damage from Hail and Wind is handled differently than hurricane claims when it occurs in the absence of a “named” storm. Damage from Hail and Wind damage occurring outside of a “named” storm are covered under your standard insurance policy a great deal of the time. Hail/wind damage are not easy to prove. I will fight for the maximum amounts permitted under your homeowner or commercial business policy.
Water Damage
Sometimes a small leak can turn into a major headache and your insurance policy may or may not cover the leak depending on its source. The public adjusters at Florida’s Best Public Adjusters are property damage experts with years of experience handling water damage issues regardless of the source.
Mold Damage
Mold resulting from flooding, a broken pipe or other water-related issue can severely affect your health and property without your knowledge. Here in Florida’s warm, humid climate mold is particularly aggressive causing a variety of serious health issues. It is also your property’s potential enemy since it can weaken the building’s structure much as termites do.
Smoke & Fire Damage
Even a small, accidental kitchen fire can cause a big headache. Perhaps it’s a lightning strike, a careless cigarette or an encroaching wildfire. Dealing with city and county officials, your insurance company and the fire department is stressful and time-consuming. After evaluating the damage caused by flame, smoke and water, your public adjuster will review your insurance policy to determine coverage.
Sinkholes
Sinkholes can cause extensive property damage depending on their size and depth. Some swallow entire buildings; others leave a house or commercial property heavily damaged or uninhabitable. In many cases, your insurance carrier will send a professional engineering team (that work for the insurance company) to drill into the ground and analyze the soil composition to determine whether there has been sinkhole activity. As your representative, we secure the same reports from an objective provider.
Business Interruption
In the event that a disaster should impact your business, it may result in your place of work becoming unusable. Losses can be from fire, smoke, water damage, mechanical breakage of large machinery, hurricane, storm or wind damage, etc. Income will not be produced while fixed costs may continue to incur (e.g. rent, utilities, etc.)
During this period of business interruption, whatever income your business would have made cannot be used. Our forensic specialists analyze your historic financial records to determine this unusable income and work hard to speed up the process which gets you paid quickly.
Dropped or Fallen Objects
Face it, we are all clumsy. Some accidents happen without human interaction. Heavy wall mounted objects of art fall and damage walls, floors and furniture. These falling or dropped object claims are valid and are generally able to be submitted as claims subject to your policy deductible.
In Florida the statute is to repair or replace with matching material. If your finishes are older it may be impossible to repair one area so that it matches. In that case your insurance company may be persuaded by Florida’s Best Public Adjusters to provide for the replacement of the entire floor, counter, patio tile, etc. that was a result of sudden and accidental damage to your property from a dropped or falling object.!
REQUEST YOUR
Our Public Adjusters
NOT the insurance company.
When damage to your home or business requires that you file an insurance claim, don’t face the insurance carrier alone. Don’t settle for what the insurance company thinks you deserve. Insurance companies typically offer an initial settlement that is only a fraction of your claim value.
