When you experience property damage in Florida, you may initially consider making a claim with your own insurance company. But what if it is not your damage? That is when you are handling third-party property damage claims. At Florida’s Best Public Adjusters, we walk our clients through such complicated cases so that they are able to obtain their deserved compensation. Here are five situations in which third-party claims are not only possible but extremely recommendable:
Water Leaks or Fires from Neighboring Condo Units
Living in a condominium is a plush experience, but shared walls, pipes, and some degree of risk factor. We find ourselves facing one of our most common third-party claims in a matter of water leaks or fires originating in a unit next door. Whether it is a kitchen fire which escapes or a faulty piece of pipes flooding the area in which you reside, the damage can be attributed either towards a next-door neighbor or a condominium association. We assign liability in such a case, identify all damage caused, and take charge of handling the negligent party’s insurance company directly.
A Neighbor’s Tree Falls on Your Home or Fence
Florida’s storms and hurricanes can quickly turn a peaceful backyard tree into a source of major destruction. Since a third-party action can come into play in an instance where a neighbor’s tree falls onto a dwelling, garage, or fence, liability tends to depend on whether or not the tree was dead, diseased, or not properly maintained. We consider the circumstances and hold the negligent party accountable.
Structural Damage from Nearby Construction
New construction is abundant in Florida, and while it is wonderful for economic development, it can destroy nearby dwellings. Cracks in a wall or foundation movement can be caused by vibrations stemming from heavy equipment or construction excavations. When construction activity in a neighboring lot results in property damage, you may be entitled to seek a third-party claim with a developer or contractor. Florida’s Best Public Adjusters can help compile evidence in the form of professional inspections and damage reports for your cause.
Utility Negligence Resulting in Sewer or Water Backup
Utility companies have a duty to maintain their infrastructure. When they fail, the results can be devastating. One common example is a broken sewer or water line on public property that causes sewage to back up into a private residence. In these cases, it is crucial to act fast. Our team works as fast as possible to document the damage, file the necessary paperwork, and pursue claims against the utility company or municipality responsible for the failure.
Commercial Mishaps that Damage Adjacent Property
From repair garages to restaurants, business operations pose a certain risk for neighboring buildings. We have seen everything from chemical spills to in-safely stored flammable materials which cause blazes or contamination for nearby residential units. When a business venture damages your building, a third-party insurance claim can compensate you for cleanup expenses, repairs, and temporary lodging. Florida’s Best Public Adjusters knows how to deal with insurance providers for businesses and ensure you are treated in a respectable way.
Don’t Settle for Less. Get Help with Your Third-Party Claim
Florida third-party property damage cases are often legally intricate and emotionally draining. Whether you are dealing with a negligent neighbor, negligent utility company, or next-door business nearby, you do not have to do it by yourself. Florida’s Best Public Adjusters is available to negotiate on your behalf and pursue the full compensation you deserve.
Having issues with a third-party property damage claim? Contact Florida’s Best Public Adjusters today for a no-charge consultation and a free case review.
What Are Our Satisfied Orlando Clients Saying?
At Florida’s Best Public Adjusters, we feel immense pride every time we read the powerful reviews our clients leave on Google or the BBB—it reminds us why we fight so hard every day. We’re committed to protecting your rights and securing the settlement you truly deserve, because we work for you, NOT the insurance company.
Sean O ⭐️⭐️⭐️⭐️⭐️
Great group to work with. They get results and stay on top of the job! Hope I don’t need them again, but if I do, I won’t be hesitating!
Mikemira ⭐️⭐️⭐️⭐️⭐️
Stephen and his team are very professional and knowledgeable. We are so grateful they handled our claim and highly recommend them.
Alexander C. ⭐️⭐️⭐️⭐️⭐️
The adjuster Richard Cress assigned to me was amazing. The outcome exceeded my expectations. Mr. Cress was punctual, diligent, and extremely knowledgeable of the entire process of appraising my storm-damaged roof. Due to Florida’s Best Public Adjusters (Richard Cress), I am now able to have my roof replaced after almost 1 year of dispute with my insurance company. Job very well done!
Carol R. ⭐️⭐️⭐️⭐️⭐️
The public adjuster assigned to me was very nice to work with and guided me through the claim experience from start to finish. He arranged the necessary inspections, and sent representatives to speak on my behalf to the insurance company’s claim adjuster. When the claim dragged on, he got the insurance company to get things wrapped up and settled for me.
I am satisfied with the outcome and I was pleased to not have to deal with all the “red tape” of an insurance claim on my own. If faced with a large or complicated claim situation, I would recommend their services.
Yadira C. ⭐️⭐️⭐️⭐️⭐️
Thank you to this whole team for helping me with my claim. My family and I truly appreciate all the time and effort Sacha and the rest of team put into getting the best results on my claim. Highly recommended.
Tony H. ⭐️⭐️⭐️⭐️⭐️
This team makes you feel like family. They are the best, friendliest, and very professional. If I ever need help again, they would be my first call.
