Case Study Fort Lauderdale Public Adjuster Recovered $264K for Denied Commercial Claim

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How a Fort Lauderdale Public Adjuster Managed to Turn a $0 Claim into a $264,000 Settlement

A major water main break caused serious damage in a mixed-use building in Fort Lauderdale, impacting both the condo units and commercial tenants. Ceilings, drywall, and electrical systems were all affected. However, when the insurance company came out, they quickly denied the claim, blaming it on “wear and tear”—something the policy doesn’t cover.
Naturally, the property manager didn’t agree with that decision and reached out to us. As a licensed public adjuster in Fort Lauderdale, we reviewed the situation and knew we had a strong case. So, we got to work immediately, said Stephen Lippy, CEO of Florida’s Best Public Adjusters.


The Process

Our job as public adjusters Fort Lauderdale property owners count on is to show the insurance company why the damage should be covered. To do this, here’s what we did:
  • We walked the property with licensed engineers and contractors
  • Used moisture detection tools to confirm active water damage
  • Put together a professional estimate based on real repair costs
  • Sent a formal rebuttal to the insurance company
  • Represented the HOA and business tenants during negotiations


The Outcome

Eventually, after reviewing the evidence we submitted, the insurance company changed its stance. We helped secure a $264,000 settlement—enough to take care of all the needed repairs, correct safety issues, and cover temporary relocation for affected businesses.


Our Difference

Because of our work as a public insurance adjuster Fort Lauderdale clients trust, our client avoided major financial setbacks. Specifically, here’s what the final settlement helped them accomplish:
  • Repaired all damaged common areas
  • Avoided passing special assessments to condo owners
  • Prevented a drawn-out legal battle
  • Brought the building up to code and safe standards
  • Kept commercial tenants in business without interruption


Client Testimonial


“Stephen and his associates exceeded expectations. I’ve dealt with several adjusters as a property manager, but none who fought this hard for us. They turned our denial into a full recovery. We’re extremely happy.”

— Gina R., Fort Lauderdale Property Manager


☑️ Case Summary

  • Claim Type: Mixed-Use Commercial Property
  • Location: Fort Lauderdale, FL
  • Insurance Offer: $0 (Denied Claim)
  • After Florida’s Best Public Adjusters: $264,000
  • % Enhanced: 100%+
  • Procedure: Reopened the claim, gathered expert documentation, disputed the denial, and negotiated directly with the insurance company
  • Result: The property owners received over 264 times the original offer after working with Florida’s Best Public Adjusters.


Need Help with a Denied or Underpaid Claim?

If you’re facing a tough claim situation, let a public claims adjuster Fort Lauderdale property owners rely on step in and help. We know how to challenge insurance denials and fight for the compensation you deserve.
We don’t charge unless we get results.
Call (954) 414-9557 or get your free claim review here.

 

What Are Our Satisfied Fort Lauderdale

Clients Saying?

 

At Florida’s Best Public Adjusters, we feel immense pride every time we read the powerful reviews our clients leave on Google or the BBB—it reminds us why we fight so hard every day. We’re committed to protecting your rights and securing the settlement you truly deserve, because we work for you, NOT the insurance company.

 

Robert

⭐️⭐️⭐️⭐️⭐️

I incurred multiple damages and the association did poor repairs and then totally ignored me for almost two years! I called Stephen and Sasha at Florida Best and they took care of everything and recovered all my damages!!! They were invaluable and I could never have managed the non-responsive association and insurance companies without them! Gratitude!

 

Eli G.

⭐️⭐️⭐️⭐️⭐️

I’ve had the pleasure of working with Stephen Lippy for several years, and I’ve consistently watched him bring tremendous success to his clients’ claims. His dedication to Florida homeowners is evident in every interaction, and it’s been remarkable to watch him grow Florida’s Best Public Adjuster into a true statewide powerhouse.

As an appraiser, I’ve had the opportunity to serve on a number of his clients’ claims. Each time, Stephen and his team have presented a well-organized, clearly articulated product that streamlines the appraisal process and allows for efficient resolution. His firm is professional, thorough, and simply put—they get results. Stephen is outstanding at what he does, and it shows in every file he touches.

 

Steven M.

⭐️⭐️⭐️⭐️⭐️

Knowledgeable, persistent, good communicator, amicable, successful!

 

Cindi S. 

⭐️⭐️⭐️⭐️⭐️

The folks at Florida’s Best represented us after our homeowners insurance company didn’t want to pay us a fair amount for extensive water damage following a slab leak. Sacha came out to our house to survey the damage. He was prompt, thorough, kind, knowledgeable and professional. No detail escaped him as he noted every bit of damage and every part of our home that was affected. Sacha’s estimate of damages was quite a bit more than that of the insurance company. We ended up in mediation where Sacha presented the argument of the extensive damage that the insurance company didn’t want to cover. Important to note that Sacha remained professional during the mediation process and never tried to be extreme in what he was asking of the insurance company. In the end, our insurance company did end up paying out more than they had initially agreed to solely based upon Sacha’s presentation of the details of his estimate. Throughout the entire process Sacha was always available to answer any questions I had and guide me through the entire process. I will DEFINITELY recommend Sacha and the entire team at Florida’s Best!

 

Smith W. 

⭐️⭐️⭐️⭐️⭐️

This is a 5 star operation, I was too busy trying to work than fight the insurance company throwing pennies at me. best decision I ever made to call them. I chose them because of their ratings and they were spot on. they fought for me as if it were their own property. they get results and are on top of their game.

 

Chandra H. 

⭐️⭐️⭐️⭐️⭐️

Florida’s Best Public Adjusters helped me with two claims. One for a kitchen slab leak that required a full kitchen remodel and one for a pipe leak in the bathroom that was smaller. In both instances, they handled everything with the insurance company to get me all the funds needed to get my property back to normal. Brennan worked with me on both and was friendly and knowledgeable. Hiring a public adjuster was the best decision we could have made as they handled all the stressful interactions with the insurance company when we didn’t have any idea what we were doing. I highly recommend Brennan and Florida’s Best.

 

Case Study Fort Lauderdale Public Adjuster Recovered $264K for Denied Commercial Claim

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