A fire in your home is a terrifying experience and understanding your fire damage insurance is key to recovery. After the flames are out, figuring out what to do next can be just as scary. Our team at Florida’s Best Public Adjusters is here to help with all aspects of your fire damage recovery. We can help with your fire damage claims in Boca Raton and get you back to your home, property and life. We can help with fire, smoke, water, dry out and mold remediation along with insurance company communications.
Public Adjusters assist at no upfront cost to you!
One of the biggest surprises people find out after a fire is that their insurance companies are only interested in the company’s well being and best wishes. Your best interests and success aren’t considered by the insurance company, instead the insurance company will offer you the lowest settlement possible. That’s why it’s so important to seek the help of a public adjuster from our team at Florida’s Best Public Adjusters. We can represent you in insurance company negotiations and get you the settlement you deserve. After you’ve taken care of the fire itself, our team will come to your home to assess the damage. We can help at no cost to you upfront, with settlements for properties with damage from smoke damage to total loss of your property.
In addition to helping with fire damage claims in Boca Raton, we can connect you with our network of fire restoration companies that can restore your home or business from fire, smoke and water damage. We work with remediation specialists that can handle all aspects of your repair needs including:
- Smoke & Fire Restoration Specialists
- Engineers & Architects
- Air Quality Testing Firms
- Relocation Services
- Mold Clean Up Companies
- Forensic Personal Property Specialists
We can connect you with lodging services to get you and your family safe as restorations are being done. We know how tough fire damage can be, that’s why we want to help our clients with compassionate and fast help. Nobody plans to face the challenges of fire damage, but we plan to help you through the process.
Fire damage claims are just the beginning when it comes to home damage from a fire. Before you sign any contracts or accept any insurance company offers, talk to a public adjuster that has your back. An adjuster from our team will come to your home to assess the damage. If you hire our services to represent and assist you, we can help at no cost to you.
Insurance Coverage
Understanding your insurance coverage is key when dealing with fire damage claims. Homeowners’ policies cover fire related losses including damage to the structure of your home, personal property and additional living expenses. You need to review your policy to know what’s covered and what’s not. Dwelling coverage covers the cost to rebuild your home to its original condition, personal property coverage covers your belongings. Actual cash value coverage takes into account depreciation and will give you a lower settlement. Knowing your coverage will help you through the claims process and get you a fair settlement.
Claims Process
The claims process can be tough and confusing especially after a fire. Take the right steps to get a fair settlement. First notify your insurance company as soon as possible to report the fire and start the claims process. Then document the damage thoroughly, take photos and videos of the affected areas. Keep records of all communication with your insurance company, receipts for temporary repairs and any other relevant documents. Understand your policy and what’s covered. If you’re not sure of the process or need help, consider hiring a public adjuster who will have your back.
What a Public Adjuster Does
A public adjuster plays a key role in helping you through the claims process and getting you a fair settlement. Public adjusters are independent professionals who work for policyholders to negotiate insurance claims. They have the expertise to assess the damage thoroughly and identify what the insurance company’s adjuster may miss. Public adjusters can document the full extent of the damage and make sure all repair and replacement costs are included in your claim. They are skilled negotiators who know how to counter lowball offers and get you a fair settlement. With a public adjuster on your side you’ll get a settlement that covers your losses fully and reflects the true cost to repair or rebuild your home. Schedule a free consultation with a public adjuster to talk about your case and options.