Floridas-best-public-adjustor-cracked-tiles-300x300Let’s say you have a cracked tile, broken window or similar seemingly small damage to your house. Maybe you aren’t even sure whether or not to file an insurance claim at all for such minor damage. Or maybe you just think you should file the claim yourself because it seems like it simply isn’t worth hiring a public adjuster for something so minor. Perhaps you should think twice about the minor damage.

For most people, their house is their single largest investment. Yes, investment is the correct word here, not expense because by the time they retire, the equity in their home typically accounts for more than half and as much as two thirds of all assets. Therefore, letting the condition of your house slowly deteriorate is the same as letting your nest egg shrink.When you start thinking of your house as not merely your nest but also part of your nest egg, suddenly taking care of it is much more about taking care of your finances and your future. When viewed in that light, even little things begin to matter quite a lot. You begin to wonder if that cracked tile really is a small defect or a clue to bigger problems like water damage to the underlying structure or a termite infestation.

Why a Public Adjuster for Minor Damage

Given the complexity of insurance and the financial importance of your home, it makes sense to consider calling a public adjuster for even seemingly minor damage. Many insurance companies train their claims specialists to look for a reason to deny a claim because it helps fatten their bottom line. In contrast, public adjusters look for every reason why the claim should be paid as well as working to get you the highest reasonable dollar amount so your home is not just repaired but restored to its full value and functionality

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Franky Jay profile picture
Franky Jay
May 6, 2025
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Stephen and team worked hard on my behalf on my denied claim and were professional and caring . Thank you Florida’s Best Public Adjusters.
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Eli Goins profile picture
Eli Goins
April 23, 2025
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I've had the pleasure of working with Stephen Lippy for several years, and I’ve consistently watched him bring tremendous success to his clients’ claims. His dedication to Florida homeowners is evident in every interaction, and it’s been remarkable to watch him grow Florida's Best Public Adjuster into a true statewide powerhouse. As an appraiser, I’ve had the opportunity to serve on a number of his clients’ claims. Each time, Stephen and his team have presented a well-organized, clearly articulated product that streamlines the appraisal process and allows for efficient resolution. His firm is professional, thorough, and simply put—they get results. Stephen is outstanding at what he does, and it shows in every file he touches.
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Manny Pena
July 25, 2024
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Julian is awesome very happy with his service will use again +A
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linda noll
June 1, 2024
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I found myself in new and confusing territory in the aftermath of tornadoes and their destruction. It was a comfort to know that help was just a phone call or an email away.
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Monarch Information Technology
May 9, 2024
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Julian and Stephen are great, Fantastic team.
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Aaron Skloff
October 30, 2023
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Stephen was very knowledgeable and sincerely took an interest.
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D H profile picture
D H
July 28, 2022
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Florida’s Best Public Adjusters ARE the best. Our adjuster came to the house a few times to scope out the damage from a water leak and he spent quite a bit of time measuring the affected areas. The resulting claim amount was amazing. If we had handled the insurance company ourselves we would have come up way short. We highly recommend and trust Florida’s Best. Thanks Julian!
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