storm_damageWind and rain can wreak havoc on your home, property and personal belongings. Preparation is key to minimize loss in storm-prone areas of the country, and proper insurance coverage and contact information for your carrier should be at the top of your checklist.

Contact your carrier while the sun is still shining and find out what your responsibilities as the property owner are to minimize storm damage, what types of damage are covered and the coverage limits and who to contact in a catastrophic event. Check to make sure you have backup of sewer and drain coverage to protect basement and contents damage, adequate inland marine coverage for specific high dollar items such as art and jewelry, and whether you’re expenses for hotel stays are covered while repairs are underway.

If your home or property has undergone storm damage and you are approached by an individual claiming to be your claims adjuster or an approved roofing company, ask for proof of employment and proof of general liability insurance for a contractor. It is helpful to be provided with a list of your insurance carrier’s approved contractors in advance of a storm. It is very common now in severe storm damage to have all estimations of property damage assigned to a third party public adjuster who is specifically trained to evaluate your damages and expedite your claim on your behalf through your carrier. Insurance companies don’t always have enough hands and feet to cover large areas or entire counties quickly and efficiently and rely heavily on public adjusters to provide excellent and expedient claim service.

What are some insurance tips for after the storm?

  • To begin the procedure, contact your insurance as soon as possible.
  • Keep a record of your loss…
  • Before you throw away any damaged products or supplies, check with your insurance company.
  • Sign up for text/SMS notifications.
  • Learn about the many types of emergency services that are available.
  • Maintain a claim journal.

Do insurance companies pay out for storm damage?

Storm-related financial loss is generally covered by building insurance plans. Rain, hail, or snowfall by themselves can sometimes form a storm. Any type of severe weather has the potential to inflict property damage.

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Aaron Skloff
Aaron Skloff
October 30, 2023
Trustindex verifies that the original source of the review is Google.
Stephen was very knowledgeable and sincerely took an interest.
D H
D H
July 28, 2022
Trustindex verifies that the original source of the review is Google.
Florida’s Best Public Adjusters ARE the best. Our adjuster came to the house a few times to scope out the damage from a water leak and he spent quite a bit of time measuring the affected areas. The resulting claim amount was amazing. If we had handled the insurance company ourselves we would have come up way short. We highly recommend and trust Florida’s Best. Thanks Julian!
Erika Clancy
Erika Clancy
May 1, 2022
Trustindex verifies that the original source of the review is Google.
Stephen Lippy was great to work with! Very informative and communicative throughout the process. We were not familiar with the public adjusting process but Steve and his team helped walk us through everything and explained things very thoroughly.
Ken Fraidin
Ken Fraidin
April 8, 2022
Trustindex verifies that the original source of the review is Google.
Julian & Florida's Best Public Adjusters were extremely helpful in getting winning my claim. They were easy to work with, very responsive & made the process very easy. I recommend them highly.
Miriam B. R.
Miriam B. R.
May 6, 2021
Trustindex verifies that the original source of the review is Google.
Stephen Lippy is a professional and experience PA. Stephen is knowledgeable and reliable. He provided personal attention and was always available to answer all questions. Excellent services!
Nekisha Hyman
Nekisha Hyman
May 5, 2021
Trustindex verifies that the original source of the review is Google.
Receive a referral from a friend for this company. I was very pleased with the way they handled my claim and were able to resolve my issues without too much hassle from the insurance company. Their follow through is amazing. The follow up after things are resolved is exceptional.
scott solomon
scott solomon
May 4, 2021
Trustindex verifies that the original source of the review is Google.
The professional service we received made our insurance claim easy.
Ryan Steele
Ryan Steele
March 17, 2021
Trustindex verifies that the original source of the review is Google.
Stephen got my denial reversed….had all to do with his reputation, and not the “luck of the Irish” on this St. Patrick's day! Him and his team are very professional, responsive and caring during the entire ordeal. If they are not on your team, you have chosen poorly.
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