mold_damageMold damage claims can be a tricky beast to maneuver. Many insurance companies write policies that specifically exclude mold claims or don’t write policies at all in areas that are prone to flood or water damage.

Mold can appear for a number of reasons and can make the entire household ill. A leaky or sweating pipe in a wall can create hidden mold growth. A hole even the size of a pinhole in the roof can allow drips of water in which can accumulate or run down the inside of walls where the mold sets up housekeeping. Flooded basements are at the top of the list for mold damage claims and basements must be not only thoroughly cleaned but thoroughly dried and treated with a fungi inhibitor to stop a colony from growing.

Medical claims can arise when household members inhale mold spores and lung infections occur. These medical claims can greatly increase an insurance company’s exposure. It is imperative that you report a mold claim as soon as you discover water damage, large or small, so that a professional public adjuster can be assigned to your claim and an inspection can begin right away. As an insured you do have the responsibility to try to control further loss by reporting a water or mold damage claim as soon as possible and failure to do so may negate your claim.

Keep in mind that a mold colony is like a roach colony. By the time you notice mold inside the home, you’ve probably got vast damage or large colonies of fungi spread throughout the home behind the walls. Treat every water damage incident as a serious event.

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Aaron Skloff
Aaron Skloff
October 30, 2023
Stephen was very knowledgeable and sincerely took an interest.
D H
D H
July 28, 2022
Florida’s Best Public Adjusters ARE the best. Our adjuster came to the house a few times to scope out the damage from a water leak and he spent quite a bit of time measuring the affected areas. The resulting claim amount was amazing. If we had handled the insurance company ourselves we would have come up way short. We highly recommend and trust Florida’s Best. Thanks Julian!
Erika Clancy
Erika Clancy
May 1, 2022
Stephen Lippy was great to work with! Very informative and communicative throughout the process. We were not familiar with the public adjusting process but Steve and his team helped walk us through everything and explained things very thoroughly.
Ken Fraidin
Ken Fraidin
April 8, 2022
Julian & Florida's Best Public Adjusters were extremely helpful in getting winning my claim. They were easy to work with, very responsive & made the process very easy. I recommend them highly.
Miriam B. R.
Miriam B. R.
May 6, 2021
Stephen Lippy is a professional and experience PA. Stephen is knowledgeable and reliable. He provided personal attention and was always available to answer all questions. Excellent services!
Nekisha Hyman
Nekisha Hyman
May 5, 2021
Receive a referral from a friend for this company. I was very pleased with the way they handled my claim and were able to resolve my issues without too much hassle from the insurance company. Their follow through is amazing. The follow up after things are resolved is exceptional.
scott solomon
scott solomon
May 4, 2021
The professional service we received made our insurance claim easy.
Ryan Steele
Ryan Steele
March 17, 2021
Stephen got my denial reversed….had all to do with his reputation, and not the “luck of the Irish” on this St. Patrick's day! Him and his team are very professional, responsive and caring during the entire ordeal. If they are not on your team, you have chosen poorly.
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