How Orlando Homeowners Benefit From Working With Public Adjusters
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Before You File: What Every Orlando Homeowner Should Know About Insurance Claims

We at Florida’s Best Public Adjusters understand how overwhelming it is for homeowners like you to deal with the insurance claim process, especially following unexpected damage. It may be a roof leak, water intrusion, or hurricane damage; no matter what, knowing what you should do before even filing can be the difference in your result.

Why Early Decisions Matter When Filing Insurance Claims

If you reside in Orlando, you’ve likely experienced your share of storms and damage to your property. However, you might be unaware that the choices you make immediately after experiencing loss can directly impact what, if any, compensation you are paid.

Step one and most critical is documentation. Document everything that is damaged, what happened, the date it occurred, and what you did about it. Having clear documentation creates a good foundation for your claim. We can assist in going over that documentation with you and ensuring nothing is omitted.

One thing that we always explain to our clients: don’t take the insurer’s initial offer. Their adjusters are taught to defend the interests of the company — not yours. That’s why Orlando homeowners often rely on us to be their representatives. We are public adjusters who serve you, not the insurer. We have only one objective: maximize your settlement as high as possible.

Understanding Insurance Claims, Policies, and Repairs

Florida policies are often confusing, and coverage is different depending on the kind of loss, the age of the dwelling, and sometimes even the zip code. For this reason, it’s important you know what is included and what is not before making any final decision. We’re here to take you through the fine print and act as your champions at every step.
Another mistake that people often make is homeowners rushing in to do complete repairs before the damage has been thoroughly documented. While it is acceptable to do minimal repairs to prevent further damage, it is better to wait for the claim to be assessed first. We can assist you in what repairs are safe to proceed with — and what repairs to hold off on doing.
Timing is critical when it comes to filing an insurance claim in Florida. Filing within the state’s required deadlines for filing and supplementing is crucial, or else it might just cost you your settlement. Having a licensed Orlando public adjuster on your side ensures it is filed in proper order and on schedule.

Protect Yourself From Costly Mistakes by Having a Public Adjuster

Sadly, following significant storms, unauthorized contractors and so-called “storm chasers” descend on neighborhoods promising to “take care of everything” for you. Be cautious. Such people will sometimes pressure homeowners into signing contracts that waiving valuable legal rights. Have any such documents reviewed before signing by a public adjuster.

It is also useful to keep an ongoing record of all dealings with your insurer – phone calls, emails, letters, the lot. It is such an easy habit that can be useful later if your claim is turned down or delayed

And keep in mind, there is quite a difference between an adjuster for the company and a public adjuster like us. The adjuster from the company is there in an effort to limit the compensation.

We’ve seen cases where homeowners unintentionally waive their rights without knowing it by taking an immediate check and signing off on a release. Once it’s completed, often there’s no turning back even if additional damage is discovered later on. It’s for this very reason that it’s so necessary to have someone on your side before you agree to anything.

Get Help From Experienced Public Adjusters

If you don’t know where to begin, we provide complimentary claim reviews. If you are filing for an initial claim or are having trouble with a delayed or denied claim, there is no need to worry, as Florida’s Best Public Adjusters can assist you. We’ve guided hundreds of Orlando homeowners who were in your shoes through this experience with success — and are eager to do the same for you.

Contact us today to talk with a licensed public adjuster in Orlando who will advocate for the settlement you are owed.
Public Adjuster in Orlando

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Franky Jay profile picture
Franky Jay
May 6, 2025
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Stephen and team worked hard on my behalf on my denied claim and were professional and caring . Thank you Florida’s Best Public Adjusters.
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Eli Goins profile picture
Eli Goins
April 23, 2025
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I've had the pleasure of working with Stephen Lippy for several years, and I’ve consistently watched him bring tremendous success to his clients’ claims. His dedication to Florida homeowners is evident in every interaction, and it’s been remarkable to watch him grow Florida's Best Public Adjuster into a true statewide powerhouse. As an appraiser, I’ve had the opportunity to serve on a number of his clients’ claims. Each time, Stephen and his team have presented a well-organized, clearly articulated product that streamlines the appraisal process and allows for efficient resolution. His firm is professional, thorough, and simply put—they get results. Stephen is outstanding at what he does, and it shows in every file he touches.
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Manny Pena profile picture
Manny Pena
July 25, 2024
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Julian is awesome very happy with his service will use again +A
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linda noll profile picture
linda noll
June 1, 2024
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I found myself in new and confusing territory in the aftermath of tornadoes and their destruction. It was a comfort to know that help was just a phone call or an email away.
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Monarch Information Technology
May 9, 2024
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Julian and Stephen are great, Fantastic team.
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Aaron Skloff profile picture
Aaron Skloff
October 30, 2023
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Stephen was very knowledgeable and sincerely took an interest.
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D H profile picture
D H
July 28, 2022
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Florida’s Best Public Adjusters ARE the best. Our adjuster came to the house a few times to scope out the damage from a water leak and he spent quite a bit of time measuring the affected areas. The resulting claim amount was amazing. If we had handled the insurance company ourselves we would have come up way short. We highly recommend and trust Florida’s Best. Thanks Julian!
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Once we establish we can help you, and its in your best interest to file an insurance claim, we will schedule an onsite inspection. Speak with one of our adjusters today to start your insurance claim!

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Insurance Claim Filled?
ALWAYS ON YOUR SIDE

Florida's Best Public Adjusters

At our firm, we’re aligned with your objectives – securing the highest possible financial restitution for the damage sustained by your property or enterprise. Our team of Public Adjusters is dedicated to optimizing your insurance claim’s value.

Notably, we hold the top spot in Google Search rankings as the leading Public Adjuster. What sets us apart is our unwavering commitment to serving your best interests, as we work exclusively for you, not the insurance provider. Our mission is clear: to assist you in fully maximizing your insurance claim.

Stephen Lippy

CEO & Founder of Florida’s Best Public Adjusters

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OUR PUBLIC ADJUSTING BLOG

Your go-to resource for all things insurance claim related. Stay informed with the latest news, gain valuable insights, and discover essential tips to navigate the complex world of insurance claims. Whether you’re a homeowner, business owner, or simply curious about the industry, our blog is your trusted source for expert advice. Explore our posts and empower yourself to make informed decisions.