Wind driven rain caused damage t the first floor of the house. Florida’s Best Public Adjusters negotiated a settlement without lawsuit for $10,500.00 which was 94.5% of our estimate.
How do water damage insurance claims work?
Standard insurance policies require that water damage occur suddenly or within, with the water never touching the outer ground. For example, an insurance policy may cover water damage if: There is a discharge or overflow of water, even if it was accidental.
Is water damage considered accidental damage?
Water damage that is considered “sudden and unintentional” (such as a burst pipe) is generally covered, while gradual damage, such as a leaking bathroom sink, is not. Additionally, flooding is not covered, including damage caused by a hurricane’s storm surge. Water damage that is commonly covered by homeowner’s insurance includes the following: Pipes burst.