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Ironwedge condominium in Boca Raton Fl roof leak created water damage to ceiling and walls. Homeowner’s Choice offered to pay $5,460.43 but Florida’s Best Public Adjusters obtained $12,250.

Your homeowner’s insurance policy usually covers roof leaks and other damage to your roof, as long as the cause of the damage is not specifically excluded in your policy. But if you don’t keep up with the repairs, you may have to pay for leak repair work yourself.