If your roof leaks, can you file a claim?
If the leak was caused by storm damage to your roof, you could be covered by your homeowner’s insurance. A storm-damaged roof will usually show symptoms of damage on the outside, such as several missing tiles. As a result, you’ll be covered for any necessary roof repairs.
Should I file a claim before repairing roof damage?
It’s always best to file a roof damage claim before doing any repairs to your roof. Repairs to your roof may be subject to approval by your insurance company and your insurance company may require you to use an approved roof contractor. Instead of fixing a leaky roof, the insurance company may opt to replace it entirely.