The refrigerator leaked into the kitchen, living room, and adjacent pantry. Amica Insurance offered our client $10,166 and we negotiated a total of $36,000.
Does insurance cover water damage from fridge?
Damage caused by a refrigerator leak may be covered by your homeowners insurance, depending on your deductible and policy limits. Any repair or replacement of the refrigerator, on the other hand, is usually not covered.
If the leak is unexpected and accidental, such as when a washing machine supply hose breaks or a pipe bursts, homeowners insurance may be able to help pay the costs. Homeowners insurance, on the other hand, does not cover damage caused by improper upkeep.