How Do I Get Started?

Call Florida’s Best Public Adjusters at 800-952-7693

Appraisal is the method preferred by most Public Adjusters. If our respective financial positions are too far apart then we may notify the insurance company that we wish to move the issues into the appraisal process. In the appraisal process, both sides agree on a neutral Umpire who will make a financial determination of our claim and that Umpire’s decision is final. Before meeting with the Umpire the insurance company will appoint an appraiser/expert to represent them. We act as your appraiser/expert. Usually both appraisers/experts meet at the loss to review both estimates to look for compromise. If in the event that there is too much difference to compromise then the estimates and support documentation are sent directly to the Umpire. The Umpire will make a final decision in a week to ten days. Remember that the Umpire’s decision is final.

Mediation is set forth in the State of Florida Insurance Statutes. Mediation is the step between your receiving some compensation for your claim and your filing a lawsuit for additional compensation. A mediator (attorney) is appointed by the state within 30 days following the request by the insured. The mediator meets with the all of the parties named in the insurance policy, your Public Adjuster and a representative from your insurance company. The mediator is trained to move both sides to agree on an amount thus avoiding lawsuits that could result in jury trials that could clog up the courts. Mediation meetings generally take less than an hour. Mediation is not binding unless all parties agree. Sometimes the mediation works and we settle and sometimes it does not. If we have an impasse, the insured has the remedy of filing a lawsuit. The chance of not settling any case is less than one in one hundred. Insurance companies avoid going to trial at all costs because of bad faith damages that can be awarded against them. Suing an insurance company is not initially expensive on the part of the insured, however, it can be stressful and can take a while to complete. We have several attorneys that we have worked with for a long time that specialize in plaintiff representation against insurance companies.

What are my rights in the event that the insurance company does not pay what we feel is enough money to settle my claim?

Depending on your contract, you either have mediation rights or appraisal rights.

When does my Public Adjuster stop trying to get me more money for my claim?

It is the duty of a Public Adjuster to get you money to 'indemnify' you for your loss. That is, to have enough resources, after your deductible has been met, to put your insured property back to the way it was before the loss. You are not entitled to make a profit.

How long will my claim really take?

The first check (which we refer to as the undisputed amount, the amount you would end up with if you did not use our firm) from your insurance company will arrive at about 90 days. After that, depending on the course of action permitted in your contract, it may take another three to six months to complete the adjusting and settling of your claim.

How long will the insurance company take to pay my claim?

By law, all companies, except for Citizens, are required to pay or deny claims within 90 days.

Will they raise my rates or cancel me if I make multiple non-storm related insurance claims?

No, it is against the Florida insurance statute to cancel you during your policy. Research shows that the average increase in Florida after you put in a claim is approximately 2%. This can be researched as it is discussed greatly on the internet in multiple forums.

How Do Public Adjusters Charge For Their Services?

We do not get paid unless you do. Our fee is based upon a percentage of the insurance company’s settlement to you. There are no upfront fees for our services and if you do not get paid, then we don’t get paid. It is in our best interest to look out for our clients’ interest.

Are Public Adjusters Trained Specialists?

The answer is yes. A Public Adjuster is tested, licensed, bonded, has completed continuing education and is authorized to practice the Public Adjusting profession in the State of Florida. We are licensed by the Department of Financial Services just as independent adjusters who represent your insurance company.

How long do I have to report a loss?

In Florida, in most cases you have three years to report a claim from the date that the loss occurred. Each insurance company has provisions in their contracts regarding late reporting of claims that may make the filing of a claim that happened six plus months ago more difficult but never impossible.

Why Do I Need a Public Insurance Adjuster to obtain what is rightfully due to me?

Standard insurance policies/contracts contain numerous provisions and stipulations, as well as various forms and endorsements that are always being revised and updated. Endorsements are documents added to your policy/contract to either exclude or supplement certain policy coverages which were not included when you purchased the original policy. It is essential to familiarize yourself with your policy/contract forms. However, we understand that unless you work in the insurance business and have a great deal of experience with insurance policies and claims, then these complicated documents can be very difficult to understand. Most people just do not have the expertise to properly understand and interpret the technical language contained in their policy, nor do they understand the complex procedures that must be followed to comply with the policy/contract’s terms. The insurance company’s adjusters are trained professionals representing the insurance company’s interests. Policyholders have the option to protect their own interests by retaining a public adjuster, whose responsibility is to serve the insured.In addition, when you file a claim with your insurance company, there are certain policy conditions that must be satisfied. Failure to do so can reduce your settlement amount or even cause your claim to be denied. Your Public Adjuster will advise you on what to do to satisfy those policy conditions. Just because the insurance company’s adjuster makes an oral statement, or the insurance company makes a decision concerning your loss, it does not necessarily mean it is fact. It is not uncommon for the insurance company to misinterpret its own policy or forget to apply Florida statutes and case law that may supersede their policy.That is where a public adjuster makes a big difference.

Why Should You Hire a Public Adjuster?

When it comes to insurance claims, you are responsible for proving your loss to your insurance company. Aside from attorneys, a licensed public insurance adjuster is the only entity licensed by the state to represent you, the insured. As a Public Adjuster, we handle all of the work regarding your claim. We have the experience, knowledge and expertise to obtain the maximum entitlements under your policy. Our team of specially trained professionals understands insurance policies, endorsements and forms, in addition to your rights as the insured. Our focus is on you. Our job is to represent you to the insurance company. Think of it this way: If you were involved in a legal matter, you wouldn’t choose to represent yourself. Instead, you would hire an attorney to represent you. The scenario isn’t all too different when it comes to insurance claims. It is important to remember the adjuster hired by the insurance company works to protect their interests while a Public Adjuster works ONLY for you.

Can you tell me the role of a Public Adjuster?

Public Adjuster – A Public Adjuster is a licensed professional retained by the insured (you) to represent you and your interests. Public adjusters are licensed by the State of Florida. Our main responsibility is to secure the insurance settlement that the home, condominium or business owner deserve according to their insurance policy/contract.Company Adjuster – A Company Adjuster is employed as a member of an insurance company’s staff. A company adjuster’s primarily goal is to protect the insurance company’s interests. In essence, a Company Adjuster’s allegiance is to the insurance company, not you.Independent Adjuster – Independent Adjusters are hired by insurance carriers to represent their interests in dealing with your claim (as opposed to yours). An Independent Adjuster’s allegiance is to the insurance company, not you.

DO YOU NEED A PUBLIC ADJUSTER IN TALLAHASSEE FL? CALL FLORIDA’S BEST PUBLIC ADJUSTERS TODAY!

When your property experiences damage of any sort, you want to make sure you are getting the best insurance settlement from your insurance company. At Florida’s Best Public Adjusters – Tallahassee, we can prepare your documents, speak with your insurance company and take the entire hassle away from you. Our Public Adjusters offer the best professional insurance claim representation to help you recover quickly. We are here for you, not the insurance company.

Below are a few reasons why we are the best option for you if you need a public adjuster in Tallahassee FL.

Following damage to your property, our public adjusters can file your claim with your insurance company within 24 hours.

We will have an inspection scheduled with your insurance company to adjust and review the damage or loss.
We make sure this meeting is in accordance with your schedule. One of our adjusters will be by your side the entire time.
We prepare an estimate of damages to present to your insurance company along with any additional documentation.

Why do I need a Public Adjuster after experiencing property damage?

The first thing to remember is that if you have never filed an insurance claim, you may not be sure how a licensed public adjuster can help. For this reason, at Florida’s Best Public Adjusters – Tallahassee FL can help. At the same time, we are licensed professional professionals with a deep understanding of the insurance claims process. In addition, our public adjusters can offer representation for a variety of property damage claims such as:

Fire & Smoke Damage, Dropped & Fallen Objects, Roofing Damage, Slab Leaks, AC Leaks, Broken Pipes, Vandalism, Hurricane, and Storm Damage.

If your property has been damaged, it’s time to call the best public adjusters. Our team at Florida’s Best Public Adjusters brings expertise to the public adjusting processes.

In conclusion, if you are interested in using one of the best public adjusters in Tallahassee FL, don’t hesitate to contact us with a question or concern. Our Tallahassee office can be reached at (850) 807 – 0123. The best assistance is one call way!

Local Reviews
for Tallahassee, FL

Florida’s Best Public Adjusters Rated 5.0 out of 5 stars based on 2 customer reviews

Mobile Tools for Contractors and Service Professionals

Really nice people with big hearts.

Marty - Tallahassee, FL
1350 days ago

Review of Florida’s Best Public Adjusters

Called day of storm and Stephen already scoped my loss. Florida’s best is not hype. They are the real deal.

Overall Experience 5 / 5

Quality

Price

Convenience

Great service

Ellen - Tallahassee, FL
1350 days ago

Review of Florida’s Best Public Adjusters

Highly recommend Stephen and FL Best Public Adjusters.

Overall Experience 5 / 5

Quality

Price

Convenience

1038 days ago

Hank H.

Hurricane Michael/Heritage Insurance

Near McCaskill Ave, Tallahassee, FL 32310

1054 days ago

Hank H.

Broken pipe/Florida Peninsula Insurance

Near Chestwood Ave, Tallahassee, FL 32303

1062 days ago

Howard K.

Roof leak/State Farm Insurance

Near Elberta Dr, Tallahassee, FL 32304

1065 days ago

Hank H.

Hurricane Michael/USAA

Near Sylvan Ct, Tallahassee, FL 32303

1068 days ago

Hank H.

Water damage/St Johns Insurance

Near Glen Abby Dr, Tallahassee, FL 32312

1074 days ago

Hank H.

Roof damage/Tower Hill Insurance

Near Leah Martin Ct, Tallahassee, FL 32317

1075 days ago

Hank H.

Hurricane Michael/Progressive Insurance

Near Mitcham Dr, Tallahassee, FL 32308

1076 days ago

Howard K.

Sewer back up/Edison

Near Wildlife Trail, Tallahassee, FL 32312

1076 days ago

Howard K.

Water damage/Federated National Insurance

Near Heritage Park Blvd, Tallahassee, FL 32311

1080 days ago

Hank H.

Flood/Frontline Insurance

Near Blairstone Pines Dr, Tallahassee, FL 32301

1083 days ago

Hank H.

A/C leak/American Integrity Insurance

Near Barrow Hill Trail, Tallahassee, FL 32312

1083 days ago

Hank H.

Hurricane Michael/Heritage Insurance

Near Faulk Dr, Tallahassee, FL 32303

1086 days ago

Hank H.

Roof damage/Universal Property and Casualty Insurance

Near Wax Myrtle Rd, Tallahassee, FL 32305

1086 days ago

Hank H.

Hurricane Michael/AMICA

Near Blue Jay Dr, Tallahassee, FL 32305

1090 days ago

Hank H.

Hurricane Michael/Prepared Insurance Company

Near Killearn Point Ct, Tallahassee, FL 32312

1093 days ago

Hank H.

Hurricane Michael/Assurant

Near Westford Dr, Tallahassee, FL 32309

1093 days ago

Hank H.

Roof damage/UPC

Near Silverwood Dr, Tallahassee, FL 32301

1095 days ago

Hank H.

Hurricane Michael/Tower Hill Insurance

Near Reigh Count Trail, Tallahassee, FL 32309

1097 days ago

Hank H.

Mold/American Security Company

Near Hunters Ridge Trail, Tallahassee, FL 32312

1101 days ago

Hank H.

Hurricane Michael/Southern Fidelity Insurance

Near Shadowmoss Ave, Tallahassee, FL 32308

1101 days ago

Hank H.

Roof damage/Progressive Insurance

Near Old Fort Dr, Tallahassee, FL 32301

1104 days ago

Hank H.

Ceiling leak/Avatar

Near Pullen Rd, Tallahassee, FL 32303

1104 days ago

Hank H.

Hurricane Michael/American Integrity Insurance

Near Livingston Ct, Tallahassee, FL 32303

1108 days ago

Hank H.

Hurricane Michael/People's Trust Insurance

Near Stony Brook Ct, Tallahassee, FL 32309

1108 days ago

Hank H.

Roof damage/UPC

Near Walden Rd, Tallahassee, FL 32317

1111 days ago

Hank H.

Hurricane Michael/Progressive Insurance

Near Victory Garden Dr, Tallahassee, FL 32301

1117 days ago

Hank H.

Wind damage/Security First Insurance

Near Forsythe Way, Tallahassee, FL 32309

1117 days ago

Hank H.

Hurricane Michael/State Farm Insurance

Near Ansley Park Dr, Tallahassee, FL 32309

1123 days ago

Hank H.

Mold/People's Trust Insurance

Near Shoal Creek Dr, Tallahassee, FL 32312

1123 days ago

Hank H.

Hurricane Michael/Universal Property and Casualty Insurance

Near Quail Ridge Dr, Tallahassee, FL 32312

1128 days ago

Hank H.

Water damage/Avatar

Near Willamette Rd, Tallahassee, FL 32303

1128 days ago

Hank H.

Hurricane Michael/State Farm Insurance

Near Bent Willow Dr, Tallahassee, FL 32311

1131 days ago

Hank H.

Hurricane Michael/UPC

Near Prestancia Way, Tallahassee, FL 32312

1132 days ago

Hank H.

Water damage/People's Trust Insurance

Near Meadowlark Ln, Tallahassee, FL 32303

1132 days ago

Hank H.

Hurricane Michael/Citizens Insurance

Near Orchid Seed Ln, Tallahassee, FL 32305

1137 days ago

Hank H.

Roof damage/Olympus Insurance

Near McCaskill Ave, Tallahassee, FL 32310

1137 days ago

Hank H.

Hurricane Michael/Federated National Insurance

Near Royal Isle Dr, Tallahassee, FL 32312

1139 days ago

Hank H.

Roof damage/Capitol Preferred Insurance Company

Near Minnow Creek Dr, Tallahassee, FL 32312

1139 days ago

Hank H.

Hurricane Michael/Federated National Insurance

Near Mundon Way, Tallahassee, FL 32309

1142 days ago

Hank H.

Hurricane Micheal/St John's Insurance

Near Gopher Wood Trail, Tallahassee, FL 32312

1142 days ago

Hank H.

Water damage/Farm Bureau Insurance

Near Victory Garden Dr, Tallahassee, FL 32301

1143 days ago

Hank H.

Mold/Centauri Insurance

Near Oleander Dr, Tallahassee, FL 32305

1143 days ago

Hank H.

Hurricane Michael/State Farm Insurance

Near Gardenview Way, Tallahassee, FL 32309

1145 days ago

Hank H.

Hurricane Michael/Universal Property and Casualty Insurance

Near Boardwalk Ln, Tallahassee, FL 32301

1145 days ago

Hank H.

Hurricane Michael/Tower Hill Insurance

Near Centerview Dr, Tallahassee, FL 32399

1146 days ago

Hank H.

Water damage/Safe Harbor Insurance

Near Sandler Ridge Rd, Tallahassee, FL 32317

1146 days ago

Hank H.

Hurricane Michael/Allstate Insurance

Near Hill Roost Rd, Tallahassee, FL 32312

1150 days ago

Hank H.

Roof damage/People's Trust Insurance

Near Acorn Grove Ct, Tallahassee, FL 32312

1150 days ago

Hank H.

Hurricane Michael/Citizen's Insurance

Near E Gaines St, Tallahassee, FL 32301

1152 days ago

Hank H.

Roof damage/Universal Insurance of North America

Near Blackwood Ave, Tallahassee, FL 32303

0/5 (0 Reviews)

Tallahassee Public Adjuster Reviews

DO YOU NEED A PUBLIC ADJUSTER IN TALLAHASSEE FL? CALL FLORIDA’S BEST PUBLIC ADJUSTERS TODAY!

Below are a few reasons why we are the best option for you if you need a public adjuster in Tallahassee FL.

Why do I need a Public Adjuster after experiencing property damage?

If your property has been damaged, it’s time to call the best public adjusters. Our team at Florida’s Best Public Adjusters brings expertise to the public adjusting processes.

Local Reviews for Tallahassee, FL

Really nice people with big hearts.

Marty - Tallahassee, FL 1350 days ago

Great service

Ellen - Tallahassee, FL 1350 days ago

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Howard K.

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Local Reviews
for Tallahassee, FL

Marty - Tallahassee, FL
1350 days ago

Ellen - Tallahassee, FL
1350 days ago