When a Business Causes Damage to Your Property: Understanding Your Insurance Options

You hire a contractor, plumber, restoration company, landscaper, moving company, or another business expecting the job to be completed correctly. But what happens when that company’s work causes damage to your home or commercial property? A plumbing company could accidentally cause a major leak. A contractor could damage your roof during construction. A service technician…

Another Party’s Negligence Causes Property Damage

Property damage is frustrating enough when it results from a storm or unexpected accident. However, the situation can become even more complicated when your home, condo, rental property, or commercial building is damaged because of another person’s or company’s actions. A contractor may make a mistake during renovations. A neighboring unit may have a plumbing…

Third-Party Property Damage Claims Florida

Who Pays When Someone Else Damages Your Florida Property?

When someone else damages your home, condo, or commercial property, figuring out who is responsible for paying can quickly become complicated. You may know who caused the damage, but that does not necessarily mean getting your property repaired will be simple. In many situations, the responsible party’s insurance company may be involved. This is commonly…

Is There a Deadline to File a Property Insurance Claim in Florida?

If your home or business has been damaged by a hurricane, windstorm, fire, pipe burst, or another covered event, one of the first questions you may ask is: Is there a deadline to file a property insurance claim in Florida? The short answer is yes. Florida law and your insurance policy both contain important deadlines…

10 Mistakes Homeowners Make After Storm or Hurricane Damage

Storms and hurricanes can leave behind obvious destruction and hidden damage that may not be visible right away. After the storm passes, many homeowners focus on cleaning up and getting life back to normal. Unfortunately, simple mistakes made during the insurance claims process can reduce or even jeopardize the settlement they receive. Knowing what to…

Why Public Adjusters Are Crucial After a Hurricane Insights from Hurricane Helene and Ian

Why Insurance Companies Undervalue Hurricane Claims in Florida

When a hurricane hits Florida, most homeowners expect their insurance policy to cover the damage. However, one of the most common issues we see is not a denied claim, but an undervalued hurricane claim in Florida. That means your claim gets approved, but the settlement falls far short of what it actually takes to repair…

Public Adjusters Fees

Smoke Damage vs Fire Damage: What Insurance Covers and How a Public Adjuster Can Help

A house fire is one of the most stressful events a homeowner can experience. Even when flames are contained quickly, the damage left behind is not always limited to burned materials. Smoke, soot, and water from firefighting efforts can spread throughout a property and cause serious hidden issues. Many Florida homeowners are unsure what their…

Public Adjusters Fees

Why Insurance Companies Underestimate Damage in Florida

Being a homeowner in Florida means dealing with property damage claims on a regular basis. Between hurricanes, tropical storms, rain, and plumbing failures, at some point, many homeowners have to make a damage claim. One of the biggest complaints Florida property owners have with insurance companies is when they get their damage estimate, which is…

Why Orlando Homeowners Are Turning to Public Adjusters After Property Damage

Orlando property owners face some of the most complex insurance claims in Florida. Between hurricane exposure, aging roofs, plumbing failures, and fire-related losses, insurance claims in Central Florida often become delayed, denied, or underpaid. This is why more Orlando homeowners are turning to public adjusters for help. If you are looking for a public adjuster…