How do you decide when file a home insurance claim? Following the significant loss to your home, it may feel like a race to make repairs and make an insurance claim. While most policies require you take all reasonable steps to mitigate your damages, they also expect the homeowner to show the damaged property to…
How to Document Your Personal Property? The Importance of a Home Inventory. When disaster strikes, having a home inventory ready will speed up your claims handling process. Also, it may relieve the stress and the overwhelming burden of preparing one after the fact. A home inventory ensures that homeowners are sufficiently prepared, in terms of…
Are You Ready For Hurricane Season 2018? Tips to help you prepare from your public adjuster! Florida’s Best Public Adjusters wants to remind home and business owners of the necessary steps to ensure that property is protected during the Atlantic Hurricane Season 2018. As the season progresses, our Public Adjusters offer the following tips for…
How long do I have to file or reopen a Hurricane Irma claim in Florida? Three Years! According to Florida law, the policyholder must notify the insurance company with a hurricane insurance claim within 3 years from the hurricane first made landfall. This time period also includes supplemental claims and reopened claims. The 2017 Florida…
Florida’s insurers struggle to process claims created by Hurricane Irma. Five months after Hurricane Irma moved across Florida, only half of the claims submitted to the state’s insurers have been paid. As of February 9, a total of 900,228 residential, business, and commercial claims had been filed, according to statistics from the Florida Office of…
What is Public Adjuster? A Public Adjuster is a professional claims handler who advocates for the policyholder in appraising and negotiating an insurance claim. Aside from attorneys and the broker of record, public adjusters licensed by the State Department of Insurance are the only type of claims adjuster that can represent the rights of the…
Why do I need a Public Adjuster? After experiencing property damage to your home or business, you might need to call a public adjuster to review the damage and provide an estimate of the cost of the repair. However, that is because the adjuster provided by the insurance company, does not work for you –…
If your insurance claim settlement was too low, hiring a public adjuster to represent you will help. If you filed a homeowners insurance claim and feel your insurance company has underpaid you, or wrongfully denied your claim, you aren’t helpless. Discrepancies over the cost of damages or a loss are common between insurance companies and…
Insurance companies use a variety of tactics to deny claims like: Denial that insurance coverage exists creating a scenario where only a part of your claim is denied. Denial of your claim because your claim is excluded or partially excluded under your policy. Denies any part of your claim. Therefore, the longer they can hold…
At Florida’s Best Public Adjusters Fort Lauderdale, we know that water damage is a common problem all around Fort Lauderdale. Are you dealing with water damage? You may be shocked to learn that your home insurance company doesn’t have your best interests at heart. Insurance companies aim to pay as little as possible for claims,…
