If you live or work in Florida, hurricanes and tropical storms (and the damage that results from them) are more than just stories on the news.They are, quite often, your reality. These storms, complete with high winds and heavy rain, are incredibly frightening and often leave a devastating path of damage and destruction.
Storm Damage Can Be Considerable
Sometimes minor and often considerable, damages from tropical storms and hurricanes can include, but are not limited to:
Leaking And Damaged Roofs (Missing Tiles Or Shingles)
Leaks Appearing On Ceiling
Toppled Trees On Structures
Internal And External Water Damage
If your home was severely impacted, you may even need to temporarily relocate. And, if the storm hits your place of business, your operations may be interrupted.
Managing the insurance claims processes related to storm damage can be time-consuming, complex, and frustrating. It is complicated by the fact that insurance companies tend to require a great deal of information and don’t always offer appropriate settlements. Additionally, storm-related damage is not always immediately apparent. In fact, laws in the State of Florida provide you a three-year window from the date of a particular storm to file, reopen or supplement a claim.
Recovering Damages from Tropical Storm Eta
On Sunday evening, November 8th, 2020 Tropical Storm Eta made landfall in the Florida Keys and began to move through the state on a path of destruction. Heavy rain, gusty winds, and an intense storm surge posed danger to much of the state, including South Florida. In fact, some areas of Broward County saw nearly 11 inches of rain. The storm moved west and north and continued to wreak havoc.
Without a doubt, this much moisture combined with the wind resulted in considerable devastation. Roof leaks and damage from the water and wind were considerable. While the storm did not feature hurricane-force winds, the gusts were strong enough to remove roof tiles and topple fences and trees. Many individuals, families, and business owners suffered significant loss.
If you count yourself as one who was affected by this storm, you should certainly contact us prior to filing with your insurance company for reimbursement. We will make sure your claim exceeds your deductible before filing it. However, If you have already filed, and are unsatisfied with the insurance’s response, we can help. And, if you have not yet filed, you still have time.
In fact, according to Florida Statute “A claim, supplemental claim, or reopened claim under an insurance policy that provides property insurance, as defined in s. 624.604, for loss or damage caused by the peril of windstorm or hurricane, is barred unless notice of the claim, supplemental claim, or reopened claim was given to the insurer by the terms of the policy within 3 years after the hurricane first made landfall or the windstorm caused the covered damage.” In short, you MUST file by November 8, 2023.
Florida’s Best Public Adjusters Can Help Recover Damages from Tropical Storm Eta
Our professionals are well-versed in claims recovery and can help you get reimbursed for damages that occurred as a result of this devastating storm. We conduct inspections, complete all appropriate paperwork and attend any necessary appointments on your behalf.
Damage from a storm often extends beyond what you can simply see. Our experts know where to look and what to look for…..we identify all storm damage so you will not be caught off guard down the road. Hidden damages are often considerable and costly.
Contact us today if your home or business was damaged by Tropical Storm Eta. Whether you need help whether your claim was denied or underpaid from your insurance company or making your initial claim, we are ready to help. With experience dealing with both commercial and residential properties, we can handle all of your needs.
Call us at (800) 952-7693 for a free consultation and to learn more about how we can help you. We look forward to working on your behalf and providing you the assurance you need that your needs will be met and the peace of mind you deserve knowing that your issues are being managed by qualified and experienced professionals.