Client Maria T had water damage to her home in August of 2012. Her insurance company, which has to remain nameless for liability purposes, sent an adjuster to her home and they offered her about $12,000, after deductible, for her damages. The insurance company called the homeowner to discuss the offer and our client told the insurance company that she just hired a Florida public adjuster.

Public adjusters are licensed professionals that represent the policyholder when evaluating and settling an insurance claim. Public adjusters licensed by state departments of insurance are the only kind of claims adjuster that can legally represent an insured’s rights throughout an insurance claim procedure, other than attorneys and the broker of record. When it is obvious that the insurer will pay the claim and the only issue is the accurate identification and appraisal of the loss, a public adjuster will be most helpful. The majority of public adjusters take a cut of the settlement as payment. They primarily assess the damage, create an estimate and other claim-related documentation, study the insurance policy to ascertain coverages, and bargain with the claims adjuster of the insurance company.

The inside adjuster from the insurance company said if she would cancel the contract with the Florida public Adjuster they would increase the offer to $20,000.  We believe a few laws were broken just then by the insurance company.

Our client declined the offer. Talk about bad faith!  My estimate was 125,000.00  We agreed to the appraisal route. Their appraiser raised the offer to $25,000. We stuck to our guns.  After what seemed like a year, the  Umpire awarded us $104,000 for building damage, $43,000 for personal property damage, and $40,000 for additional living expenses.

Our client had never heard before about public adjusters. Because we excel at increasing your settlement and take great pleasure in providing excellent customer service, we are confident that we are the best public adjusters in Florida. We distinguish ourselves from other Florida public adjusters by upholding a set of key values. We were able to get her $175,000.00 more than she would have received handling the claim on her own.

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Aaron Skloff
Aaron Skloff
October 30, 2023
Stephen was very knowledgeable and sincerely took an interest.
D H
D H
July 28, 2022
Florida’s Best Public Adjusters ARE the best. Our adjuster came to the house a few times to scope out the damage from a water leak and he spent quite a bit of time measuring the affected areas. The resulting claim amount was amazing. If we had handled the insurance company ourselves we would have come up way short. We highly recommend and trust Florida’s Best. Thanks Julian!
Erika Clancy
Erika Clancy
May 1, 2022
Stephen Lippy was great to work with! Very informative and communicative throughout the process. We were not familiar with the public adjusting process but Steve and his team helped walk us through everything and explained things very thoroughly.
Ken Fraidin
Ken Fraidin
April 8, 2022
Julian & Florida's Best Public Adjusters were extremely helpful in getting winning my claim. They were easy to work with, very responsive & made the process very easy. I recommend them highly.
Miriam B. R.
Miriam B. R.
May 6, 2021
Stephen Lippy is a professional and experience PA. Stephen is knowledgeable and reliable. He provided personal attention and was always available to answer all questions. Excellent services!
Nekisha Hyman
Nekisha Hyman
May 5, 2021
Receive a referral from a friend for this company. I was very pleased with the way they handled my claim and were able to resolve my issues without too much hassle from the insurance company. Their follow through is amazing. The follow up after things are resolved is exceptional.
scott solomon
scott solomon
May 4, 2021
The professional service we received made our insurance claim easy.
Ryan Steele
Ryan Steele
March 17, 2021
Stephen got my denial reversed….had all to do with his reputation, and not the “luck of the Irish” on this St. Patrick's day! Him and his team are very professional, responsive and caring during the entire ordeal. If they are not on your team, you have chosen poorly.
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