Taking photos for home inventory

How to Document Your Personal Property?  The Importance of a Home Inventory.

When disaster strikes, having a home inventory ready will speed up your claims handling process. Also, it may relieve the stress and the overwhelming burden of preparing one after the fact.  

A home inventory ensures that homeowners are sufficiently prepared, in terms of their insurance coverage, to deal with potential losses. A detailed list of all the items destroyed, damaged, or stolen is required for an insurance claim. Proper documentation ensures a faster and smoother claims process, as well as maximizing your insurance reimbursement.

Information Included in a Home Inventory Report

The information gathered in a home inventory report includes:

  • Detailed Property Description.
  • Photos and video footage.
  • Estimated or appraised replacement value.
  • Scans of receipts and important documents.

A simple way to start is to take pictures or home video on your phone. Take four pictures of each room, then a picture of your foot before you move to the next room.  In each room, take pictures diagonally across to the opposite corner to capture items on the ceiling like ceiling fans, lights, and chandeliers. Then, before leaving the room, take pictures of all open drawers and cabinets. Be sure to include pictures of personal property in your attic, pool, garage and other outdoor structures. From the pictures or videos, you can expand to incorporating the corresponding receipts, serial numbers, and other identifying information. You can also include proof of purchase, if available, of electronics and appliances.

If creating a home inventory video catalog seems like a daunting task, there are easy to use mobile apps to help you create a detailed home inventory. Please remember to keep your inventory updated on a regular basis. We recommend doing this work every spring when the clocks change prior to hurricane season.  

Keeping a Home Inventory Secure

Once your home inventory is complete, store the information in a safe location away from your house such as a safety deposit box, at your agent or lawyer, or by uploading it to a secure data backup provider.

Creating a home inventory today, will help make sure you are paid in full and as promptly as possible. Unlike the many homeowners affected by the California’s wildfire that, without a home inventory, are facing difficulties obtaining a full payout from their insurance company.

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Aaron Skloff
Aaron Skloff
October 30, 2023
Stephen was very knowledgeable and sincerely took an interest.
D H
D H
July 28, 2022
Florida’s Best Public Adjusters ARE the best. Our adjuster came to the house a few times to scope out the damage from a water leak and he spent quite a bit of time measuring the affected areas. The resulting claim amount was amazing. If we had handled the insurance company ourselves we would have come up way short. We highly recommend and trust Florida’s Best. Thanks Julian!
Erika Clancy
Erika Clancy
May 1, 2022
Stephen Lippy was great to work with! Very informative and communicative throughout the process. We were not familiar with the public adjusting process but Steve and his team helped walk us through everything and explained things very thoroughly.
Ken Fraidin
Ken Fraidin
April 8, 2022
Julian & Florida's Best Public Adjusters were extremely helpful in getting winning my claim. They were easy to work with, very responsive & made the process very easy. I recommend them highly.
Miriam B. R.
Miriam B. R.
May 6, 2021
Stephen Lippy is a professional and experience PA. Stephen is knowledgeable and reliable. He provided personal attention and was always available to answer all questions. Excellent services!
Nekisha Hyman
Nekisha Hyman
May 5, 2021
Receive a referral from a friend for this company. I was very pleased with the way they handled my claim and were able to resolve my issues without too much hassle from the insurance company. Their follow through is amazing. The follow up after things are resolved is exceptional.
scott solomon
scott solomon
May 4, 2021
The professional service we received made our insurance claim easy.
Ryan Steele
Ryan Steele
March 17, 2021
Stephen got my denial reversed….had all to do with his reputation, and not the “luck of the Irish” on this St. Patrick's day! Him and his team are very professional, responsive and caring during the entire ordeal. If they are not on your team, you have chosen poorly.
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