Model home on conference room table

How do you decide when file a home insurance claim?

Following the significant loss to your home, it may feel like a race to make repairs and make an insurance claim.  While most policies require you take all reasonable steps to mitigate your damages, they also expect the homeowner to show the damaged property to your carrier.

To navigate this disconnect between policy provisions, it is good practice to photograph and document all repairs to your property.  You have the obligation to notify your carrier within a reasonable timeframe so that the property damage can be properly documented. The failure to show the damaged property could result in the denial of your claim.

Even if you have secured the right coverage for your home, there are certain policy conditions that must be met before payment is issued. Florida’s Best Public Adjuster  can help you handle all aspects of your claim and work with your insurer to obtain a successful resolution of your claim.

Our Public Adjusters Provide Professional Insurance Claim Representation For The Following Types of Loses: Water Damage, Roof Leaks, Hurricane, Flood, Smoke & Fire, Mold, Business Interruptions and more.

Also, we need to talk about not filling until you are sure your claim is significantly larger than your deductible.  After Hurricane Irma, we advised more than 70 percent of prospective insureds not to make claims. This is after we estimated the total damage and compared it to the amount of the insurance deductible which can run from two to five percent of the total insured value.  Making the decision not to make a claim allows you to avoid claims caused increases in your premiums. Let us help you decide “to make or not to make” a claim.

Florida’s Best Public Adjusters represent the interest of the policyholder!

If you filed a homeowner’s insurance claim and feel your insurer should pay more than they estimated, or wrongfully denied your claim, you aren’t helpless. Florida’s Best Public Adjusters can help!

Florida’s Best Public Adjusters services the entire state of Florida. Our offices are located in Boca Raton, Fort Lauderdale, Fort Myers,  Orlando  and Tallahassee FL. Call us at (800) 952 – 7693 to find out more.


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Aaron Skloff
Aaron Skloff
October 30, 2023
Stephen was very knowledgeable and sincerely took an interest.
July 28, 2022
Florida’s Best Public Adjusters ARE the best. Our adjuster came to the house a few times to scope out the damage from a water leak and he spent quite a bit of time measuring the affected areas. The resulting claim amount was amazing. If we had handled the insurance company ourselves we would have come up way short. We highly recommend and trust Florida’s Best. Thanks Julian!
Erika Clancy
Erika Clancy
May 1, 2022
Stephen Lippy was great to work with! Very informative and communicative throughout the process. We were not familiar with the public adjusting process but Steve and his team helped walk us through everything and explained things very thoroughly.
Ken Fraidin
Ken Fraidin
April 8, 2022
Julian & Florida's Best Public Adjusters were extremely helpful in getting winning my claim. They were easy to work with, very responsive & made the process very easy. I recommend them highly.
Miriam B. R.
Miriam B. R.
May 6, 2021
Stephen Lippy is a professional and experience PA. Stephen is knowledgeable and reliable. He provided personal attention and was always available to answer all questions. Excellent services!
Nekisha Hyman
Nekisha Hyman
May 5, 2021
Receive a referral from a friend for this company. I was very pleased with the way they handled my claim and were able to resolve my issues without too much hassle from the insurance company. Their follow through is amazing. The follow up after things are resolved is exceptional.
scott solomon
scott solomon
May 4, 2021
The professional service we received made our insurance claim easy.
Ryan Steele
Ryan Steele
March 17, 2021
Stephen got my denial reversed….had all to do with his reputation, and not the “luck of the Irish” on this St. Patrick's day! Him and his team are very professional, responsive and caring during the entire ordeal. If they are not on your team, you have chosen poorly.
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Once we establish we can help you, and its in your best interest to file an insurance claim, we will schedule an onsite inspection. Speak with one of our adjusters today to start your insurance claim!

We are available 24/7!


Florida's Best Public Adjusters

At our firm, we’re aligned with your objectives – securing the highest possible financial restitution for the damage sustained by your property or enterprise. Our team of Public Adjusters is dedicated to optimizing your insurance claim’s value.

Notably, we hold the top spot in Google Search rankings as the leading Public Adjuster. What sets us apart is our unwavering commitment to serving your best interests, as we work exclusively for you, not the insurance provider. Our mission is clear: to assist you in fully maximizing your insurance claim.

Stephen Lippy

CEO & Founder of Florida’s Best Public Adjusters

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Your go-to resource for all things insurance claim related. Stay informed with the latest news, gain valuable insights, and discover essential tips to navigate the complex world of insurance claims. Whether you’re a homeowner, business owner, or simply curious about the industry, our blog is your trusted source for expert advice. Explore our posts and empower yourself to make informed decisions.