Ark Royal denied this 2015 claim due to continuous and repeated seepage clause, poor workmanship on the roof, lack of maintenance on the roof etc. On Augist 4th we settled a lawsuit for our client and obtained $15,000 to repair damage caused by the leaking roof.
As long as the cause of the damage is not specifically excluded in your policy, your homeowners insurance policy should cover roof leaks and other damage to your roof. If, on the other hand, a leak occurs due to a lack of maintenance, you may be responsible for the repairs.
Can you claim on insurance for roof repairs?
Roof repairs are sometimes fully covered by insurance…. If the roof was in excellent condition, was brand new, or was damaged by a storm or other freak event, such as a falling tree, full coverage is often available.