Is pipe replacement covered by homeowners insurance?
Any unforeseen water damage caused by a plumbing fault or broken pipe should be covered by your homeowners insurance policy. Most home insurance policies, on the other hand, exclude damage to your home that occurs over time, such as a slow, continuous leak, as well as damage caused by regional flooding.
Tips for submitting a successful insurance claim for a water leak
• Photograph the initial and subsequent damage of the leak.
• To avoid more damage, control the leak and perform small repairs.
• To evaluate the amount of the damage and the cost of repairs, contact a contractor or an independent loss assessor.