What is a Public Adjuster?
A Public Adjuster is a professional claims handler who advocates for the policyholder in appraising and negotiating an insurance claim. Aside from attorneys and the broker of record, public adjusters licensed by the State Department of Insurance are the only type of claims adjuster that can represent the rights of the insured during an insurance claim process. Furthermore, a public adjuster is beneficial when there is property damage and proper identification and valuation of the loss is necessary for the insurer to pay the claim.
Public Adjusters are representatives of the policyholder who advises, manages, and submits a claim to the policyholder insurance company. In addition, they appraise the damage and prepare estimates and other claim documentation. Also, they read the insurance policy to determine coverages and finally negotiate with the insurance company’s claims handler.
When to Hire a Public Adjuster?
A public insurance adjuster is a licensed professional who helps manage the claim, makes sure claim filing requirements are met, and helps recover the amount policyholders deserve under their insurance contract. Unlike the insurance adjuster sent out by the insurance company, the public adjuster works for you.
Public adjusters are trained to review and understand property insurance policies. Without proper representation, there may be additional coverage you are entitled to that you may not be aware. Consider hiring a public insurance adjuster when one or more of the following conditions exist:
- You do not have the time to deal with the demands of the insurance company.
- You do not have the expertise to file an extensive and complicated claim.
- Your property experienced severe or catastrophic damage.
- The insurance carrier offers a quick payoff.
- The settlement appears to be inadequate according to your policy.
- The insurance carrier appears to be delaying your claim.
- The insurance carrier denied your claim.
Florida’s Best Public Adjusters™ offers the best professional insurance claim representation at no initial cost to you. Therefore, when you call Florida’s Best Public Adjusters ™, you are placing experienced and reliable public adjusters to work for you. Equally important is to highlight that we offer no upfront cost consultations to all of our clients.
We service the entire state of Florida with offices in Fort Lauderdale FL, Boca Raton FL, Fort Myers FL, and Orlando FL. In addition, our public adjusters provide experience, reliability, and quality of service for property damage claims such as:
