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What is Public Adjuster?

A Public Adjuster is a professional claims handler who advocates for the policyholder in appraising and negotiating an insurance claim. Aside from attorneys and the broker of record, public adjusters licensed by the State Department of Insurance are the only type of claims adjuster that can represent the rights of the insured during an insurance claim process. Furthermore, a public adjuster is beneficial when there is property damage and proper identification and valuation of the loss is necessary for the insurer to pay the claim.

Public Adjusters are representatives of the policyholder who advises, manages and submits a claim to the policyholder insurance company. In addition, they appraise the damage, prepare estimates and other claim documentation. Also, they read the insurance policy to determine coverages and finally negotiate with the insurance company’s claims handler.

When to Hire a Public Adjuster?

A public insurance adjuster is a licensed professional that helps manage the claim, make sure claim filing requirements are met and helps recover the amount policyholders deserve under their insurance contract. Unlike the insurance adjuster sent out by the insurance company, the public adjuster works for you.

Public adjusters are trained to review and understand property insurance policies. Without proper representation, there may be additional coverage you are entitled to that you may not be aware. Consider hiring a public insurance adjuster when one or more of the following conditions exist:

  • You do not have the time to deal with the demands of the insurance company.
  • You do not have the expertise to file an extensive and complicated claim.
  • Your property experienced severe or catastrophic damage.
  • The insurance carrier offers a quick payoff.
  • The settlement appears to be inadequate according to your policy.
  • The insurance carrier appears to be delaying your claim.
  • The insurance carrier denied your claim.

Florida’s Best Public Adjusters™ offers the best professional insurance claim representation at no initial cost to you. Therefore, when you call Florida’s Best Public Adjusters ™, you are placing experienced and reliable public adjusters to work for you. Equally important is to highlight that we offer no upfront cost consultations to all of our clients.

We service the entire state of Florida with offices in Fort Lauderdale FL, Boca Raton FL, Fort Myers FL and Orlando FL.  In addition, our public adjusters provide experience, reliability, and quality of service for property damage claims such as:



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Aaron Skloff
Aaron Skloff
October 30, 2023
Stephen was very knowledgeable and sincerely took an interest.
July 28, 2022
Florida’s Best Public Adjusters ARE the best. Our adjuster came to the house a few times to scope out the damage from a water leak and he spent quite a bit of time measuring the affected areas. The resulting claim amount was amazing. If we had handled the insurance company ourselves we would have come up way short. We highly recommend and trust Florida’s Best. Thanks Julian!
Erika Clancy
Erika Clancy
May 1, 2022
Stephen Lippy was great to work with! Very informative and communicative throughout the process. We were not familiar with the public adjusting process but Steve and his team helped walk us through everything and explained things very thoroughly.
Ken Fraidin
Ken Fraidin
April 8, 2022
Julian & Florida's Best Public Adjusters were extremely helpful in getting winning my claim. They were easy to work with, very responsive & made the process very easy. I recommend them highly.
Miriam B. R.
Miriam B. R.
May 6, 2021
Stephen Lippy is a professional and experience PA. Stephen is knowledgeable and reliable. He provided personal attention and was always available to answer all questions. Excellent services!
Nekisha Hyman
Nekisha Hyman
May 5, 2021
Receive a referral from a friend for this company. I was very pleased with the way they handled my claim and were able to resolve my issues without too much hassle from the insurance company. Their follow through is amazing. The follow up after things are resolved is exceptional.
scott solomon
scott solomon
May 4, 2021
The professional service we received made our insurance claim easy.
Ryan Steele
Ryan Steele
March 17, 2021
Stephen got my denial reversed….had all to do with his reputation, and not the “luck of the Irish” on this St. Patrick's day! Him and his team are very professional, responsive and caring during the entire ordeal. If they are not on your team, you have chosen poorly.
no obligation consultation


Once we establish we can help you, and its in your best interest to file an insurance claim, we will schedule an onsite inspection. Speak with one of our adjusters today to start your insurance claim!

We are available 24/7!


Florida's Best Public Adjusters

At our firm, we’re aligned with your objectives – securing the highest possible financial restitution for the damage sustained by your property or enterprise. Our team of Public Adjusters is dedicated to optimizing your insurance claim’s value.

Notably, we hold the top spot in Google Search rankings as the leading Public Adjuster. What sets us apart is our unwavering commitment to serving your best interests, as we work exclusively for you, not the insurance provider. Our mission is clear: to assist you in fully maximizing your insurance claim.

Stephen Lippy

CEO & Founder of Florida’s Best Public Adjusters

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