Did you know that a bolt of lightning can reach 50,000 degrees Fahrenheit? The intensity of the heat can actually be compared to the surface of the sun!
Although the state of Florida is mostly synonymous with warm weather and the occasional hurricane, it also has a fairly notorious track record with lightning strikes. In fact, Florida is estimated to experience an average of 24.7 lightning strikes per square mile. Furthermore, between 1959 and 2013, Florida’s lightning-related deaths reached 468, placing “The Sunshine State” at no. 1 on the list of states with the most deaths related to lightning strikes. Lightning has injured at least 2,000 people in Florida since 1959.
Lightning Strikes and Property Damage
Sometimes, a bolt of lightning can cause interior damage to a home. For example, lightning may enter a home through any kind of wiring. Sometimes, lightning hits the corner of a home and courses through the electrical system in the attic. The smoke detectors would go off, prompting the family to realize its attic is on fire.
More commonly, lightning can strike trees which can fall and cause roof damage. Although very rare, lightning surges can cause wall cracks that are very difficult to identify. In such a case, only a public adjuster can help you notice small cracks that might not have been there before. Standard home insurance covers damage from lightning, including zapped electronics and fires caused by lightning; however, you need a professional to uncover and properly represent your case to get you the maximum amount of money for damage that is seen or unseen. Learn more about specific lightning damage cases, such as the $20,000 lightning strike damage claim in Cape Coral, where expert adjusters secured a favorable settlement for homeowners.
The Monty S family of Wellington received the money for an entire new roof due to lightning damage to 10 square feet of damage. The Morris G family of Coral Springs received the money to repaint the entire exterior of its house because lightning hit the front door and blew out the stucco around the frame. John S received a reimbursement on his renter’s policy for a lightning strike that fried his computers and electronics. For additional information on how Florida’s BEST Public Adjusters can help with unique claims, such as those related to tornado and lightning damage, visit Miami Beach Tornado Insurance Claims.
To have true professionals handle your claim, contact Florida’s BEST Public Adjusters at 561-715-9557. Our claims adjuster professionals have been helping homeowners get proper settlements for more than three decades.
Having a public adjuster for lightning strikes makes the difference in Florida when it comes to your insurance claim outcomes. One of the most common weather hazards in Florida, lightning strikes usually cause serious property damage, including structural fires, electrical system failures, and appliances or other electronics damage. Understanding how to work such a claim is overwhelming even when working with insurance companies that minimize or deny the damage. The public insurance adjuster works for you. He thoroughly documents the lightning strike destruction and assesses potential hidden problems, such as compromised wiring. He then represents you in putting together your claim to capture all the loss for compensation. Learn more about how a public adjuster can help with lightning damage claims and ensure no detail is overlooked.
For residents in Fort Myers, help with lightning damage insurance claims is readily available to guide you through the process. Additionally, maintaining a thorough home inventory can help streamline your claim and ensure every damaged item is accounted for. This frees you up from the burden of dealing with your insurance carrier to allow your life and rebuilding process to begin without unnecessary extra stresses.
